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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good, all round savings app

Really easy to deposit, especially when you set up an automatic savings payment. Really nice way to save for specific things that need paying at specific times with the different pots and their various locking periods. Reviewed on: 3rd April 2023

Satisfied saver

I have found Zopa easy to access and manage. I feel confident my money is safe and working for me. Thank you Zopa for responing quickly to market changes and keeping me informed promptly. Reviewed on: 3rd April 2023

Good savings made easy

Zopa offer a very easy to use app and an attractive interest rate that they endeavour to keep competitive. Reviewed on: 3rd April 2023

Easy to setup and use

Really easy to setup an account and start saving. Would highly recommend to friends and family. Reviewed on: 3rd April 2023

Hassle-free savings

Easy to set up, user-friendly app, great support. No complaints. Reviewed on: 3rd April 2023

Good bank and rates

Great rates and app, easy to use. No issues. Reviewed on: 3rd April 2023

Easy to use and trustworthy

I searched long and hard for a savings account which would give me varied options. Zopa makes it easy to save which is something I never thought I’d say. The app is clear and in a format which is easy to understand and use. I’ve recommended them to pretty much everyone I know. I’m so glad I found them and look forward to saving more! Reviewed on: 3rd April 2023

Fast and easy to use

I have been using the Zopa smart saver app for some time now and have no reservations in recommending it. Very easy to set up and use and very competitive interest rates. Reviewed on: 3rd April 2023

Great product

Easy to use and good interest rates Reviewed on: 3rd April 2023

Best savings account provider

Love the fact rates regularly get reviewed and do change. Being able to have multiple pots under the same account is extremely useful. Keep up the excellent work. Reviewed on: 3rd April 2023

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