Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7481 reviews)

View other Zopa products

4.94

Based on 7,481 reviews, last reviewed 21st Jan 2026

29300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service would recommend to family and frie... Excellent service would recommend to family and friends Reviewed on: 21st January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7481)

Review of the Zopa, Smart Saver:

Makes Saving Easier

It has one of the best interest rates for easy access accounts and I love that I can choose to boost that with as little as 7 days notice. Also monthly interest is brilliant, being able to see money grow rather than having to wait a whole year. Its a great looking app and easy to use. Gave it 4 stars as have only been using it for a couple of months. Reviewed on: 20th February 2023

Excellent products, competitive savings rates, very...

Excellent products, competitive savings rates, very good communications, excellent customer support and an accessible and easy to use website. Reviewed on: 15th January 2026

Good support for customers and lasting ears.

Good support for customers and lasting ears. Reviewed on: 15th January 2026

Easy to use app

I love the money pots you can create Reviewed on: 15th January 2026

Easy& fast to use even for a technophobe like me

Easy& fast to use even for a technophobe like me Reviewed on: 15th January 2026

I love zopa it’s the best bank I live in London and...

I love zopa it’s the best bank I live in London and I have to many friends use this bank zopa Reviewed on: 15th January 2026

Zopa top marks on delivery

Always helpful was easy to apply with a quick decision when applying for a loan and money released promptly would recommend Zopa for all banking services Reviewed on: 15th January 2026

Very good service good service and

Very good service good service and Reviewed on: 15th January 2026

Amazing products, amazing prices, brilliant app.

Amazing products, amazing prices, brilliant app. In 5 plus years I’ve not had one bad incident with Zopa, which is remarkable when compared to similar companies. Applications are simple, stress free and come with zero judgement. I wouldn’t hesitate to refer them to friends, family and strangers. Reviewed on: 15th January 2026

so easy to use the app, staff always friendly

so easy to use the app, staff always friendly Reviewed on: 15th January 2026

Great card

Easy to use app and easy to understand billing Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from The Stafford Building Society 4.93 from 24 reviews
Savings
from Northern Community Bank (formerly Pennine Community Credit Union) 4.95 from 174 reviews
Savings
from Chetwood Bank 4.63 from 742 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2359 reviews
Cash ISA
from Zopa 4.95 from 1449 reviews
Personal loan
from Zopa 4.94 from 67272 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub