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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good Rates and Good Customer Service.

A very clever concept in Savings Accounts - works very well. Reviewed on: 3rd April 2023

Great products!

Zopa have good products. They are really quick to pass in the interest rate changes. Also, payments into credit card appears instantly! Reviewed on: 3rd April 2023

Best savings account I've had

They are very quick to pass on any changes in official interest rates. No waiting around for weeks or months for them to nudge up or down by .05%, they give you almost the full official rate. Best savings account I've had. Reviewed on: 3rd April 2023

Super Zopa

Best app around, easy to use and super competitive Reviewed on: 3rd April 2023

Best Savings Account

Extremely easy account to set up, very accessible app, great interest rates. Highly recommend. Reviewed on: 3rd April 2023

Genius savings pots!

I LOVE how easy it is to set up and use different savings pots - so satisfying to see it all growing towards my goals! It's really easy to add and withdraw money, and to fix different pots of different amounts of time, getting better interest rates on the money I don't need easy access to. Reviewed on: 3rd April 2023

Easy Saving

The saving interest rate is really good, I did my research beforehand and couldn't find anything as good. Also the application and set up was really simple, and the app is really easy to use. Reviewed on: 3rd April 2023

Tremendous user experience

It is so easy to set up and start benefiting from a Zopa smart save account - and the interest rates are really competitive. What’s not to like? Reviewed on: 3rd April 2023

Fantastic product

Really easy to set up, can withdraw money, easy to use app and great savings rate. Really happy! Reviewed on: 3rd April 2023

Simple; easy and great interest rates

Everything about Zopa is easy couldn’t ask for more from a savings account Reviewed on: 3rd April 2023

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