Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Saving made smart and easy

I have been using Zopa for a while now and absolutely love that I can move money between the different types of saving pots with ease and when I want it - Zopa takes care of the rest and fills me with confidence when it comes to saving. Would recommend to all. Reviewed on: 3rd April 2023

Great Savings

Great interest rates and a great app. Only downside is that it does not do joint accounts. Its not a deal breaker, but would be good :-) Reviewed on: 3rd April 2023

Great account

Easy to use app, excellent rates. Reviewed on: 3rd April 2023

Fantastic service

The way the interest has gone up without any issues has been great! Really recommend the app! Reviewed on: 3rd April 2023

Great savings account

Very pleased with my savings account with Zopa Reviewed on: 3rd April 2023

Easy access to better savings interest rates

Zopa has been a great place to get better interest rates on my savings. The phone app is intuitive and the process is clear and straightforward. Reviewed on: 3rd April 2023

Best account I have ever had

I use the smart saver and they are hands down the best ones I’ve had. Very easy to use on the app, and their interest rates are great. They’ve increased several times since I’ve been with them. I’ve also already recommended to several friends and family which now have this account too! Reviewed on: 3rd April 2023

Simple to use and great rates

I couldn’t recommend Zopa enough. Reviewed on: 3rd April 2023

Easy to use

Easy to use and pretty high interest is available Reviewed on: 3rd April 2023

ease of use and good returns

always so easy to manage my money and consistantly best % return. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Customer Saver
from Bank of Ireland 5.00 from 2 reviews
Fixed Term Savings Account
from RCI Bank 4.89 from 3961 reviews
Junior instant access savings
from London Plus Credit Union 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Credit card
from Zopa 4.94 from 44339 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub