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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use & good interest rates

Really easy to set up and use. Good interest rates, including higher rates for giving notice periods to withdraw Reviewed on: 3rd April 2023

Very easy to use, good interest rate

Application is so simple to use. Options and rates are also good Reviewed on: 3rd April 2023

Great savings account

Very quick to increase rates as the bank of england increased Reviewed on: 3rd April 2023

Great

Easy to top up, and well communicated rate increases. Very happy! Reviewed on: 3rd April 2023

Saving made smart and easy

I have been using Zopa for a while now and absolutely love that I can move money between the different types of saving pots with ease and when I want it - Zopa takes care of the rest and fills me with confidence when it comes to saving. Would recommend to all. Reviewed on: 3rd April 2023

Great Savings

Great interest rates and a great app. Only downside is that it does not do joint accounts. Its not a deal breaker, but would be good :-) Reviewed on: 3rd April 2023

Great account

Easy to use app, excellent rates. Reviewed on: 3rd April 2023

Fantastic service

The way the interest has gone up without any issues has been great! Really recommend the app! Reviewed on: 3rd April 2023

Great savings account

Very pleased with my savings account with Zopa Reviewed on: 3rd April 2023

Easy access to better savings interest rates

Zopa has been a great place to get better interest rates on my savings. The phone app is intuitive and the process is clear and straightforward. Reviewed on: 3rd April 2023

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Zopa: Smart Saver reviews

89% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Zopa Smart Saver reviews (8149)

Flexible, high interest, easy to use banking app

Easy to use & good interest rates

Very easy to use, good interest rate

Great savings account

Great

Saving made smart and easy

Great Savings

Great account

Fantastic service

Great savings account

Easy access to better savings interest rates

Do you have a different Zopa product?

Want to see more from Zopa?

Personal loan

Fixed term savings account

Credit card

Join Smart Money People

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