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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Innovative Savings

Excellent savings app with cutting egde savings rates Reviewed on: 26th March 2023

Excellent

Good app, flexible savings pots and they’ve always been quick to pass on interest rate rises to their savers. Highly recommended Reviewed on: 26th March 2023

Quick, easy & good rates

Saw Zopa online when looking for better savings rates and was easy to sign up. The ability to split your savings into pots and then put some of these on higher rates if you need less access is very useful. Reviewed on: 24th March 2023

Great Service

It was really quick & easy opening account online. I opened because unhappy that interest rate rises not passed on by my current bank. Reviewed on: 24th March 2023

Easy set up

As a new customer it was really easy to set up an account via the app and get saving quickly. Reviewed on: 23rd March 2023

Best Savings account ever!

I have had a seamless experience setting up and managing my new smart saver account with Zopa,I have already started recommending your company to my family and friends. I love the idea of money locked away with no minimum starting amount and I look forward to saving with you for many years to come. Keep up the good work Zopa! Reviewed on: 23rd March 2023

Savings

Really easy to use and a good rate of interest Reviewed on: 21st March 2023

Best savings account

Great interest rates, easy access and class leader Reviewed on: 21st March 2023

Really convenient

The Zopa app is very convenient. Money that is transferred into the general pot can take around 15 minutes to show up, but then it's easy to move it into different boosted pots. Reviewed on: 21st March 2023

Super Good

Easy to setup, get help, use the app and apply Reviewed on: 20th March 2023

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