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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use savings account

Zopa is an easy to use mobile phone bank account offering excellent savings interest rates. Reviewed on: 18th March 2023

Superb bank

Great service,good interest rates Reviewed on: 18th March 2023

Easy!

Very easy to use and setup with no restrictions. App is also very easy to work. Reviewed on: 18th March 2023

Good interest rate and simple to open.

One of the best interest rates for easy access. Simple to open and able to transfer money into the account the same day I opened the account. Reviewed on: 18th March 2023

Great interest rates

Great interest rates, quick and easy to set up and very user friendly. So glad I opened an account Reviewed on: 18th March 2023

No-fuss opening & great rates

Opening my new saving account couldn't have been eraser. The rates offered are the best currently available, even for the easy access option. Reviewed on: 18th March 2023

Fast and Efficient Savings Account

I opened a Smart Saver with Zopa. Extremely easy to set up and very efficient security checks completed. Excellent customer service on any queries I had and felt comfortable having my money with them. Reviewed on: 17th March 2023

Super quick and easy to use

After struggling with high street banking, I found Zopa such a straightforward app use to set up a savings account. Great interest rates with the bonus of having a secondary higher interest pot. Reviewed on: 17th March 2023

Easy saver

Very easy to set up. Very easy to use app. Reviewed on: 17th March 2023

Super easy way to save

Simple and easy to use app! Easy to pay money in and take it out! I would definitely recommend. Reviewed on: 17th March 2023

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