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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Top notch

Simple and easy to use and always get a prompt reply Reviewed on: 18th March 2023

Easy to use

Easy to use app. Lots of savings options Reviewed on: 18th March 2023

Amazing smart saver experience!

After doing a lot of research I went with Zopa for a savings account and it’s very easy to set up and use, it’s great! Reviewed on: 18th March 2023

Whoop whoop!

A great, easy and efficient way to save Reviewed on: 18th March 2023

Easy to use savings account

Zopa is an easy to use mobile phone bank account offering excellent savings interest rates. Reviewed on: 18th March 2023

Superb bank

Great service,good interest rates Reviewed on: 18th March 2023

Easy!

Very easy to use and setup with no restrictions. App is also very easy to work. Reviewed on: 18th March 2023

Good interest rate and simple to open.

One of the best interest rates for easy access. Simple to open and able to transfer money into the account the same day I opened the account. Reviewed on: 18th March 2023

Great interest rates

Great interest rates, quick and easy to set up and very user friendly. So glad I opened an account Reviewed on: 18th March 2023

No-fuss opening & great rates

Opening my new saving account couldn't have been eraser. The rates offered are the best currently available, even for the easy access option. Reviewed on: 18th March 2023

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