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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Switched savings account

I switched my savings account to Zopa once I saw their interest rates. I'm now receiving an extra £100 per year by doing absolutely nothing and it was so painless. I'd recommend to my mum which I feel is the ultimate seal of approval haha Reviewed on: 17th March 2023

MOBILE APP SMART SAVINGS

Easy to open - easy to transfer funds in - almost instant message confirming receipt of funds - easy to understand interest rates between instant access and short term blocked funds. Reviewed on: 17th March 2023

very user friendly app

being able to have multiple easy access saver pots for different things is making saving much easier, and more practical for me. saving has always been difficult for me, but this app really helps Reviewed on: 17th March 2023

Easy to open an account

Found it very easy and pain free to open a savings account. Account was opened in a matter of minutes and funds transferred reflected in less than 20 min. Reviewed on: 17th March 2023

Easy, straightforward and good rates

Zopa has really impressed me with how easy the app is to use. All of the information you need is easily accessible and the variety of boosted pots you have available means you can save money with varying interests depending on how much notice you’re willing to give before accessing it. If you want an easy to follow app to help you save, with competitive interest rates, then Zopa is a great choice. Reviewed on: 17th March 2023

Zopetastic

Easy to use app, great rare on savings Reviewed on: 17th March 2023

Savvy Smart Savers come here.

Zopa was recommended to me by one of their original bankers way back in the day. I needed somewhere that would pay a good rate of interest but also easy access. The smart savers is the perfect place. So easy to set up for those like myself techno illiterate, just the perfect place for me. Thank you. Great job. Reviewed on: 17th March 2023

Great savings account

Savings account was very easy to set up and the product gives a good rate of interest compared to others. Reviewed on: 17th March 2023

Easy to use app

We were looking for somewhere to have savings and get a bit of interest. Zopa is easy to use and I love the fact we can save different pots of money. I’m currently saving for a holiday by moving small amounts of money into it. Reviewed on: 17th March 2023

Great rates, great flexibility

Very competitive intrest rates, flexibility to lock in different savings pots Reviewed on: 17th March 2023

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