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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great app

Easy to use and a friend opened account as well Reviewed on: 17th March 2023

Easy Peasy

Really good rates in todays climate, easily accessible. Perks for locking away for just a few months. And so easy to set up. Reviewed on: 17th March 2023

best saver

so simple to use fast and handy on the move or in the office. Also the best rates. wins in all categories. Reviewed on: 17th March 2023

The best rates

Zopa have made banking so simple. Setting up an account was straightforward and simple. Their savings rates are simply the best and I like the option to use the savings pots to help me see clearly what money I have. Thank you Zopa! Reviewed on: 17th March 2023

Zopa savings

I’ve had loans with Zopa for years and getting one of there savings accounts was a breeze great company Reviewed on: 17th March 2023

Simple process and great rates

With flexible access in and out, a savings rate in excess of 3% and ease of setting up on line this account is a no brainer Reviewed on: 17th March 2023

Excellent easy process

Setting up and using the account was super easy Reviewed on: 17th March 2023

New savings account

Just opened this account after seeing on Martin Lewis. Really simple download and step by step guide to set up the savings plans including boosted pots Reviewed on: 17th March 2023

Smart easy app

Easy trustworthy all you need. Amazingly easy to use the app. No need to go to a bank any longer you do it all on the app. Reviewed on: 17th March 2023

Fantastic easy to use app!

I signed up quick and easy via the app, opened my smart saver within a few minutes and am looking forward to receiving my interest monthly so I can see my savings grow and be able to put some aside in a notice account for a higher return, hopefully this review will win be a £1000 to invest. ;-) Reviewed on: 17th March 2023

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