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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy set-up, intuitive app

It was very easy to set up my account, and the app is intuitive and well designed. Would recommend! Reviewed on: 17th March 2023

Easy set up and good rates

I set up the account quickly and easily. I get a good interest rate relative to other online accounts. I particularly like the boost savings. Reviewed on: 17th March 2023

So easy to set up

Recommendation from MSE, very easy and very happy Reviewed on: 17th March 2023

Great account

Easy to use, easy to transfer money. Great rate. Thank you! Reviewed on: 17th March 2023

Great app

Easy to use and a friend opened account as well Reviewed on: 17th March 2023

Easy Peasy

Really good rates in todays climate, easily accessible. Perks for locking away for just a few months. And so easy to set up. Reviewed on: 17th March 2023

best saver

so simple to use fast and handy on the move or in the office. Also the best rates. wins in all categories. Reviewed on: 17th March 2023

The best rates

Zopa have made banking so simple. Setting up an account was straightforward and simple. Their savings rates are simply the best and I like the option to use the savings pots to help me see clearly what money I have. Thank you Zopa! Reviewed on: 17th March 2023

Zopa savings

I’ve had loans with Zopa for years and getting one of there savings accounts was a breeze great company Reviewed on: 17th March 2023

Simple process and great rates

With flexible access in and out, a savings rate in excess of 3% and ease of setting up on line this account is a no brainer Reviewed on: 17th March 2023

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