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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great Banking

Currently the best rates available & very easy to use the app & on line Reviewed on: 17th March 2023

Easy yet secure

So easy to open a savings account. Kept updated with offers and information. Reviewed on: 17th March 2023

Straightforward saving

Simple and easy savings with competitive interest rate Reviewed on: 17th March 2023

Quick, easy and secure! Best easy access rates

I’ve put my deposit for my house purchase here knowing that the process is going to take a few months. This has been really easy and helpful being able to access my money, earn interest in the meantime (much higher than the high street bank rates) and have this protected by the FCSC coverage Reviewed on: 17th March 2023

Easy to set up

Easy to set up and use. Great rates Reviewed on: 17th March 2023

It really is Smart!

The Zopa Smart Saver account is pure genius, simple and helps you save without the worry. Fabulous product. Reviewed on: 17th March 2023

Brilliant, easy to use app

Switching to Zopa took 5 minutes from my previous savings account. Excellent interest and very competitive. Reviewed on: 17th March 2023

A smart move to a zupa savings

The process of setting up accounts and transferring from savings pots is so simple Reviewed on: 17th March 2023

Excellent!

Zopa explain their Smart Saver account so clearly, outlining the benefits of each type of boost on offer and give peace of mind that my savings are in safe hands. Watching the earnings grow is very satisfying and gives my family comfort when those rainy days come along! Reviewed on: 17th March 2023

Flexible & Easy

ZOPA made it so easy for me to sort my savings. They not only offer a competitive AER, but they also enable to organise my savings into separate pots for Emergency Fund, Holiday and New Home Reviewed on: 17th March 2023

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