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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Quick to set up - easy to manage - good interest rates

Took less than 48 hours to get started and start moving my money into my Smart Saver. I have several different pots - some instant access, one at 7 days notice and my main saver at 30 days notice. Very easy to manage on the app - very glad to be a member and have already recommended to others Reviewed on: 17th March 2023

Simple saving

Easy to use and efficient. I would recommend them to my family and friends. Reviewed on: 17th March 2023

Great easy access account

Easy application, easy and intuitive app within line support, makes transactions and visibility really easy. Why wouldn't you take an account with higher than the average returns that's so easy to operate. Reviewed on: 17th March 2023

Easy to open with structured and secure saving

Opening the account was really easy but but the star quality is being able to combine easy access with boosted notice pots. Not only does it provide higher interest but also gives done additional security to your money. Reviewed on: 17th March 2023

Efficient and easy

I love how I can split my money into pots with different notice periods, it makes saving for different things so much easier! Reviewed on: 17th March 2023

Excellent savings product

Just opened a zopa savings account and I have found it so easy to use as it is app based Reviewed on: 17th March 2023

So easy and worth it!

Makes a nice change to have a savings product that is easy to set up and manage, with a good rate of return without having to jump through any hoops. Others should learn from this if they want to stay competative. Reviewed on: 17th March 2023

Easy, clear and good rates of interest

It’s been so easy to start making the most of my money! Smooth, quick and uncomplicated with fast transfer times and I love the booster pots option where you can save even more. The flexibility of the account is great as I have the option to be able to access my money easily and squirrel away some for a choice of longer periods ranging from just a few weeks or however long I want. I would recommend this to anyone looking for an easy, hassle free way to save. Reviewed on: 17th March 2023

So easy

So easy to set up and a great rate Reviewed on: 17th March 2023

Great service

Great service easy to use app and excellent interest rates very competitive! Recommend to all savers to use Reviewed on: 17th March 2023

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