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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Brilliant, easy to use app

Switching to Zopa took 5 minutes from my previous savings account. Excellent interest and very competitive. Reviewed on: 17th March 2023

A smart move to a zupa savings

The process of setting up accounts and transferring from savings pots is so simple Reviewed on: 17th March 2023

Excellent!

Zopa explain their Smart Saver account so clearly, outlining the benefits of each type of boost on offer and give peace of mind that my savings are in safe hands. Watching the earnings grow is very satisfying and gives my family comfort when those rainy days come along! Reviewed on: 17th March 2023

Flexible & Easy

ZOPA made it so easy for me to sort my savings. They not only offer a competitive AER, but they also enable to organise my savings into separate pots for Emergency Fund, Holiday and New Home Reviewed on: 17th March 2023

Quick to set up - easy to manage - good interest rates

Took less than 48 hours to get started and start moving my money into my Smart Saver. I have several different pots - some instant access, one at 7 days notice and my main saver at 30 days notice. Very easy to manage on the app - very glad to be a member and have already recommended to others Reviewed on: 17th March 2023

Simple saving

Easy to use and efficient. I would recommend them to my family and friends. Reviewed on: 17th March 2023

Great easy access account

Easy application, easy and intuitive app within line support, makes transactions and visibility really easy. Why wouldn't you take an account with higher than the average returns that's so easy to operate. Reviewed on: 17th March 2023

Easy to open with structured and secure saving

Opening the account was really easy but but the star quality is being able to combine easy access with boosted notice pots. Not only does it provide higher interest but also gives done additional security to your money. Reviewed on: 17th March 2023

Efficient and easy

I love how I can split my money into pots with different notice periods, it makes saving for different things so much easier! Reviewed on: 17th March 2023

Excellent savings product

Just opened a zopa savings account and I have found it so easy to use as it is app based Reviewed on: 17th March 2023

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