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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Quick and easy to open and operate

Quick and easy to open and operate Reviewed on: 6th March 2026

Really easy system to user

Really easy system to use and would recommend Reviewed on: 6th March 2026

Very easy app to use with good rates of interest.

Very easy app to use with good rates of interest. Reviewed on: 6th March 2026

Recommended bank to compete with the bigguns

Quick & easy to setup accounts. App is clear & simple to use. interest rates are favourable compared to other banks Reviewed on: 6th March 2026

Found everything in the app easy to use and great va...

Found everything in the app easy to use and great value. Good interest rates and bonuses for deposits and direct debits. Reviewed on: 6th March 2026

Great rates and service

Very straight forward to setup and maintain Reviewed on: 6th March 2026

Zopa is a Great!!

I’ve been using Zopa for a few years now. Great saving rates, very competitive and a very easy to use app. Reviewed on: 6th March 2026

Great rates and easy access.

Great rates and easy access. Offered most competitive rate in savings. Platform intuitive and very easy to use. If they offered a switch bonus I would transfer current account straight away. Reviewed on: 6th March 2026

Easy to use app and good interest rate

It was very easy to open a current and savings account. The app is easy to use and easy to navigate. I got a good interest rate too. Reviewed on: 6th March 2026

The Simple and flexible savings app

The app is really easy to use and I like how I can create different pots for different savings goals. The interest rates are decent and it’s flexible when I need to access my money. No complaints so far! Reviewed on: 6th March 2026

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