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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great rates, easily managed

Zopa offer an easy to use way of managing my money to get the best returns because they offer such great rates of interest. Reviewed on: 1st March 2023

So easy to set up and use

My account was so easy to appky, set up and use. Also excellent, competitive rate. Reviewed on: 28th February 2023

Easy and great saver account!

Sign up process = Easy! Rates offered = beat up there in the market! App = super user friendly 5+ stars all round! Reviewed on: 28th February 2023

Amazing

This is a great app to save money with a lot of options Reviewed on: 28th February 2023

Perfect Savings Account

The smart saver is the perfect middle ground savings account. A competitive interest rate with quick, anytime withdrawals and easy to link to your current accounts. The added bonus is interest is paid monthly so you can easily see what interest you are earning. I would highly recommend it. Reviewed on: 28th February 2023

Easy to use

Very easy to set up and use Notice and instant saver options Same day transfers on instant access account Reviewed on: 28th February 2023

Nice

Seems to work as intended, ive had no issues Reviewed on: 27th February 2023

Great experience with the ZOPA Smart Saver account!

The app is really easy to use. The interest rates are great for an instant access account. I cannot fault my experience with ZOPA. Reviewed on: 27th February 2023

Great interest rates

Competitive interest rates, easy to use app, flexible savings with ability to use multiple different access pots with different rates Reviewed on: 27th February 2023

Easy online set up

Setting up an instant access savings account with decent interest rates was very easy and totally online. Reviewed on: 27th February 2023

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