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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Perfect Savings Account

The smart saver is the perfect middle ground savings account. A competitive interest rate with quick, anytime withdrawals and easy to link to your current accounts. The added bonus is interest is paid monthly so you can easily see what interest you are earning. I would highly recommend it. Reviewed on: 28th February 2023

Easy to use

Very easy to set up and use Notice and instant saver options Same day transfers on instant access account Reviewed on: 28th February 2023

Nice

Seems to work as intended, ive had no issues Reviewed on: 27th February 2023

Great experience with the ZOPA Smart Saver account!

The app is really easy to use. The interest rates are great for an instant access account. I cannot fault my experience with ZOPA. Reviewed on: 27th February 2023

Great interest rates

Competitive interest rates, easy to use app, flexible savings with ability to use multiple different access pots with different rates Reviewed on: 27th February 2023

Easy online set up

Setting up an instant access savings account with decent interest rates was very easy and totally online. Reviewed on: 27th February 2023

So easy to use

Zopa have a fantastic app and help me to save Reviewed on: 27th February 2023

Simple, easy and quick!

Really easy to apply for, and manage, the savings account. Transferring money in and out is dead simple and quick too, plus the interest rate is really competitive. Reviewed on: 26th February 2023

Very easy to use app, speedy transfers

I find Zopa very easy to use and the money is normally transferred pretty quickly Reviewed on: 26th February 2023

Does what it says on the tin

Easy to set up, a decent return on investment and no jargon. Reviewed on: 26th February 2023

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