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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Perfect customer service

No nasty menus to go through when you need help or a question answered Reviewed on: 22nd February 2023

Easy to use

The Zopa Smart Saver has a very easy to use app which explains all the different savings options well, and has very competitive interest rates. Reviewed on: 22nd February 2023

Great and easy to use

Really user friendly and great for monitoring savings Reviewed on: 22nd February 2023

So simple to use

Account was extremely easy to set up. The app is simple to use so you can easily keep track of your savings at any time. When hit with a sudden bill it was so easy to transfer funds from my Zopa account into my bank account and was available to use within 5 minutes. Could not recommend more highly. Reviewed on: 22nd February 2023

Simple quick saving

For no frills saving zopa is really easy to use, gives good rates, allows you to create pots and pays out instantly Reviewed on: 22nd February 2023

Intuitive app with great flexible savings rates

App is super intuitive, you have the ability to xhose the saving rate dependent on your access needs and the individual pots help organise your savings. Would recommend Reviewed on: 22nd February 2023

Outstanding

Brilliant company. Easy to use app . Helps with savings . Reach goals Reviewed on: 22nd February 2023

Zopa review

Easy to open, easy to use, good rates, highly recommend Reviewed on: 22nd February 2023

Quick and Easy to use

Very impressed by how quick the money is to transfer and how easy it is to use as a first time online saver I wished I'd done it years ago. I'm recommending zopa to friends family and colleagues Reviewed on: 22nd February 2023

Zopa are so easy to use.

Zopa website is very easy to navigate. With excellent rates for saving and ease of use. Would highly recommend them. Reviewed on: 22nd February 2023

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