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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Reliable and customer-focussed

Zopa have been utterly superb for me. Head and shoulders above any high street bank. They seem to value me and my custom. The rates are amazing, the services brilliant and I recommend Zopa all the time! Reviewed on: 22nd February 2023

High interest rate many options.

I applied to zopa for a loan.. but then I saw the savers section and so far have £9000 over 4 different pots... all with accessible date if and when I need it.. Linked to my bank so really easy transfers in and out, I've had over £30 in interest so far.. Absolutely brilliant for me and a fantastic way to save. Reviewed on: 22nd February 2023

Incredibly easy to use

Pulled out money from a rubbish savings account with limited access and low interest. With Zopa I now have full access to my savings and a great interest rate! Reviewed on: 22nd February 2023

Easy and fast

Quick loan decision, manageable repayments, easy account access. Would recommend. Reviewed on: 22nd February 2023

Perfect customer service

No nasty menus to go through when you need help or a question answered Reviewed on: 22nd February 2023

Easy to use

The Zopa Smart Saver has a very easy to use app which explains all the different savings options well, and has very competitive interest rates. Reviewed on: 22nd February 2023

Great and easy to use

Really user friendly and great for monitoring savings Reviewed on: 22nd February 2023

So simple to use

Account was extremely easy to set up. The app is simple to use so you can easily keep track of your savings at any time. When hit with a sudden bill it was so easy to transfer funds from my Zopa account into my bank account and was available to use within 5 minutes. Could not recommend more highly. Reviewed on: 22nd February 2023

Simple quick saving

For no frills saving zopa is really easy to use, gives good rates, allows you to create pots and pays out instantly Reviewed on: 22nd February 2023

Intuitive app with great flexible savings rates

App is super intuitive, you have the ability to xhose the saving rate dependent on your access needs and the individual pots help organise your savings. Would recommend Reviewed on: 22nd February 2023

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