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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

All I could think off

I have a credit builder credit card and its very good Reviewed on: 21st February 2023

Acceptable

Are you deposit your money in the card? It goes onto right away which is a great help Reviewed on: 21st February 2023

Helpful saving

Really useful to be able to have different pots and to be able to boost those that don't need to be instantly accessed. Also, interest rates are currently very competitive. Reviewed on: 21st February 2023

Simple, easy to use

Couldn't be simpler and the phone app makes it a breeze to keep up to date with how your savings are growing Reviewed on: 21st February 2023

Saving

Great way for me to save money straight out of my bank building up nicely Reviewed on: 21st February 2023

Great account

Easy to open and easy to manage, encourages you to be better managers of your money by being able to create the separate savings pots for all the different things you want. Stops you dipping into the accounts by having the notice period . Great so far Reviewed on: 21st February 2023

Great place to save!

Easy to use and a simple way to save money! Lots of options to choose how to save money and the interest rates are so much better than the bank! Reviewed on: 21st February 2023

Easy and nice app to use

So easy to set up my savings account online. The app is easy to use and also looks good making the bank feel modern and vibrant. Reviewed on: 21st February 2023

5 star

Excellent account, easy to set up, easy to use, unbeatable interest rate at this time. Cannot recommend highly enough Reviewed on: 21st February 2023

Happy with zopa

I’m happy with zopa, app is easy to use, however I do find they are slightly slow in raising there rates Reviewed on: 21st February 2023

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