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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great service

Great, easy to save and great rates! Would certainly recommend Reviewed on: 21st February 2023

Fantastic Savings Account

The account is simple and easy to save, and separating the money into pots is very helpful. Also, being able to lock amounts of money for higher interest rates is a great initiative to save! Fantastic overall Reviewed on: 21st February 2023

So easy to set up and competitive interest rates

In less than a day I had my account set up and savings transferred. Its so easy and the fact that they always proactively updated interest rates with the BOE base rate is excellent Reviewed on: 21st February 2023

Smart Saver and fix term saver

I am using Zopa for roughly 6 months now and can really recommend it! It is straight forward and very fast and provides good interest rates. Reviewed on: 21st February 2023

Easy and efficient

Easy to setup and use and no waiting in a branch Reviewed on: 21st February 2023

Great service easy to use

Easy to use app & good interest rates Reviewed on: 21st February 2023

Amazingly easy to save

The Zopa app is so easy to use and it makes saving each month a breeze. With different rates based on when you are able to access them, you can easily choose the best option that suits your needs. Reviewed on: 21st February 2023

Easy saving

I am new to Zopa but have found them very easy to use. I like the flexibility of being able to change your savings to a different account and get higher interest. Reviewed on: 21st February 2023

No hassle, clear info

It was simple to set up an account and get things started with simple and clear info on interest rates limitations and rules on different account types Reviewed on: 21st February 2023

Easy to use account with good rates

The Zopa smart saver account is an easy to use account with decent interest rates. I use to park sums of cash every now and then for safekeeping / somewhere to place money I can't touch. Have been very satisfied with it. Reviewed on: 21st February 2023

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