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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Superb Service!

The Zopa Smart saver is very straight-forward to open, offers a highly competitive rate and even offers custom lock-ins are higher rates. Everything is at the convenience of an app. All round great product! Reviewed on: 21st February 2023

Excellent!

The Zopa app is clear and easy to use, and informative, too. Plus the interest rate is very competitive for instant access accounts. Reviewed on: 21st February 2023

Review

Great app, responsive etc. Products attractive with competitive rates. Reviewed on: 21st February 2023

Fantastic place for your savings!!

Really simple to set up. Easy to use app. And the interest rates are quite simply unbeatable. I would highly recommend Zopa to anyone looking for somewhere beneficial and convenient for their savings to live :) Reviewed on: 21st February 2023

Great service

Great, easy to save and great rates! Would certainly recommend Reviewed on: 21st February 2023

Fantastic Savings Account

The account is simple and easy to save, and separating the money into pots is very helpful. Also, being able to lock amounts of money for higher interest rates is a great initiative to save! Fantastic overall Reviewed on: 21st February 2023

So easy to set up and competitive interest rates

In less than a day I had my account set up and savings transferred. Its so easy and the fact that they always proactively updated interest rates with the BOE base rate is excellent Reviewed on: 21st February 2023

Smart Saver and fix term saver

I am using Zopa for roughly 6 months now and can really recommend it! It is straight forward and very fast and provides good interest rates. Reviewed on: 21st February 2023

Easy and efficient

Easy to setup and use and no waiting in a branch Reviewed on: 21st February 2023

Great service easy to use

Easy to use app & good interest rates Reviewed on: 21st February 2023

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