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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Friendly & Smart Account

Great UI, easy to use and a reliable place to store my finances. I'm very happy with the service. Reviewed on: 20th February 2023

Easy to open and access

Straight forward process and great interest rates Reviewed on: 20th February 2023

Flexible and high rates

Great savings rates, options to lock in money for a higher rate and they also put the rate up when the Bank of England do! Reviewed on: 20th February 2023

One place for multiple ways to save

I read about Zopa from Moneysavingexpert. It was easy to install the app and create an account. So easy to set up different pots of money within the app. I also found it easy to give notice when I needed to withdraw savings from the boost accounts with a higher rate of interest. Reviewed on: 20th February 2023

Great savings accounts

Very easy to open an account and to use the app, good interest rate for my savings account Reviewed on: 20th February 2023

Great rate and simple to use

Great rates, flexible and simple to use Reviewed on: 20th February 2023

Easy to use

It's easy to move your money around and increase or decrease the time it is locked away for to get better interest rates Reviewed on: 20th February 2023

Easy

The ease of use of the app is great. So intuitive. The addition of booster savings pots is fab. Total control at my fingertips. The notifications when deposits arrive and boosted pots mature is great. Reviewed on: 20th February 2023

Great app, great interest rate

App is easy to use and helpful. Market leading interest rate adds to the attraction Reviewed on: 20th February 2023

Fantastic

I'm so pleased how easy it it to save with smart savers , they are locked away so you can't not dip into them , I no they are there , but I don't miss the money I'm putting into them, Reviewed on: 20th February 2023

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