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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

An excellent notice account

An excellent flexible notice account with good interest rates, very easy to use Reviewed on: 20th February 2023

great rate

Simple to use and easy to understand Reviewed on: 20th February 2023

Perfect

It’s such an easy way to save with amazing interest rates Reviewed on: 20th February 2023

Great bank!

Great saving bank! Recommended to friends! Reviewed on: 20th February 2023

Friendly & Smart Account

Great UI, easy to use and a reliable place to store my finances. I'm very happy with the service. Reviewed on: 20th February 2023

Easy to open and access

Straight forward process and great interest rates Reviewed on: 20th February 2023

Flexible and high rates

Great savings rates, options to lock in money for a higher rate and they also put the rate up when the Bank of England do! Reviewed on: 20th February 2023

One place for multiple ways to save

I read about Zopa from Moneysavingexpert. It was easy to install the app and create an account. So easy to set up different pots of money within the app. I also found it easy to give notice when I needed to withdraw savings from the boost accounts with a higher rate of interest. Reviewed on: 20th February 2023

Great savings accounts

Very easy to open an account and to use the app, good interest rate for my savings account Reviewed on: 20th February 2023

Great rate and simple to use

Great rates, flexible and simple to use Reviewed on: 20th February 2023

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