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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Zopa is excellent with their products and service pr...

Zopa is excellent with their products and service provided Reviewed on: 6th March 2026

Fantastic for Early Careers

Biscuit account is great for early careers and the information provided via email is consistent, up-to-date and relevant. Reviewed on: 6th March 2026

Best Interest Saving Rate in the UK so far!

It is the best Savings Account that offer best interest in the UK. Reviewed on: 6th March 2026

One of the best interest rates for savers.

One of the best interest rates for savers. Allows to save a decent amount per month to accumulate a good sized pot after a year. Reviewed on: 6th March 2026

Recommened from moneysavingexpert whilst looking for...

Recommened from moneysavingexpert whilst looking for a high interest savings account. Easily opened account and using the app easy, but does show usefull infomration. The biscuit saving rate of over 7% is fantastic, and rivals bond saving rate, but money can be accessed at amy time. I Have even recommenede to friends and family. Reviewed on: 6th March 2026

I have had a great experience with Zopa Bank, a bree...

I have had a great experience with Zopa Bank, a breeze of fresh air. Reviewed on: 6th March 2026

Good interest

Good interest rate and can move money easily. Reviewed on: 6th March 2026

I love quite a lot of options of accounts provided b...

I love quite a lot of options of accounts provided by ZOPA, especially the regular saver as well as its ISA smart saver. I also pretty favour the design of ZOPA’s app — modern, simple, and easy to use. Reviewed on: 6th March 2026

Love the app and the availability of savings pots.

Love the app and the availability of savings pots. Also great rates of interest on savings. What’s not to like? Reviewed on: 6th March 2026

The app is easy to use and the saver's rate is excel...

The app is easy to use and the saver's rate is excellent comparing to other banks Reviewed on: 6th March 2026

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