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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Great service

4
Very clear user interface. FAQ's are very helpful too. Reviewed on: 20th February 2023
Ethan Levy 's avatar
Ethan Levy

A great product

5
It allows you to save easily in many ways over a variety of periods. You can easily give notice and with draw funds and also top up your funds quickly too. They even remind you when your notice period is up, just in case you forget. It's a brilliant product. Reviewed on: 20th February 2023
Doreen Bloomfield's avatar
Doreen Bloomfield

Super easy and efficient

5
Love the different pots/spaces, all clear and really easy to transfer. Plus great interest rate! Reviewed on: 20th February 2023
Glasgowgirlsgs's avatar
Glasgowgirlsgs

Great service

5
Amazing rates, easy access, reliable, with a simple app to view accounts. Reviewed on: 20th February 2023
Lynda's avatar
Lynda

Brilliant way of saving extra money.

4
Brilliant way of saving money for those unexpected expenses or special occasions. A seperate savings account that allows you to save money securely and easily accessible with the addition of boosting your saving pots. Clear informative information of interest rates sent via easy email communications. With an optional direct debit to top up savings from bank account an easy way to save and not notice a small amount being saved each month for future use. Reviewed on: 20th February 2023
amelia.blake@hotmail.co.uk's avatar
[email protected]

Simple, effective and online access anytime

4
Easy and simple to set up, to use and access. A good rate of return compared to banks and building societies. Zopa keeps me regularly informed of my account. Reviewed on: 20th February 2023
Pete Barnes's avatar
Pete Barnes

Zopa review

5
Excellent rates and very easy app to use/transfer money Reviewed on: 20th February 2023
Mali Harrison's avatar
Mali Harrison

Top Performance

5
A good rate with instant access and an excellent app. Help me make the most of my spare cash. Reviewed on: 20th February 2023
Simon P's avatar
Simon P

So glad I signed up

5
Zopa recommended by Money Saving Expert and I've been really happy with the ease of use, the savings rate and the App itself. 100% would recommend Reviewed on: 20th February 2023
John Green's avatar
John Green

Easy to use, good rates.

5
One of the really nice things is the ability to be able to set up different pots with different notice periods to take advantage of higher interest rates very simply. Reviewed on: 20th February 2023
William Tee's avatar
William Tee

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