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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Innovative

Very easy to setup, easy to understand, competitive rates but most importantly innovative ways of managing pots that are most stand out. Reviewed on: 20th February 2023

Smart saver- smart bank

The efficient application and app lead to a very easy to navigate and understand savings page with excellent rates. Attractive tiered savings rates allow an easy way to move money between accounts to maximise savings returns. An excellent addition to the sector. Reviewed on: 20th February 2023

Smart saver

Fantastic way to save for those special occasions or treats. Reviewed on: 20th February 2023

Wicked interest

This is the best paid interest account i have Reviewed on: 20th February 2023

Much more effective than I imagined

This service I began to use as an easy smart saver. The APR interest increased more than I expected and the app is extremely easy to use. I wish I signed up earlier Reviewed on: 20th February 2023

Great rate - easy to use

Really impressed by Zopa. The rate on the account is either market leading or with so little difference it doesn't matter. Crediting and debiting the account is so easy and I am nearly 72. Reviewed on: 20th February 2023

Quick and easy

Quick and easy set up. Interest rates could be better Reviewed on: 20th February 2023

Great Service

Easy to set up and easy to operate. Reviewed on: 20th February 2023

Easy to open account - great app

Opened the account 2 months ago. Process easy. App great. Couldn't be happier with customer service Reviewed on: 20th February 2023

ZOPA banking

It was very easy to set up an account with the Zopa app and very rewarding to see interest payments added on a monthly basis and keeping pace with Bank of England rates. I would recommend this bank to anyone who would like to receive a safe and rewarding return on their savings. Reviewed on: 20th February 2023

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