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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Great savings

5
Excellent way to save your money Reviewed on: 20th February 2023
Reinaldo Velasquez's avatar
Reinaldo Velasquez

Easy to Use Online Only Banking

5
A great app offering a lot of useful unique features, good interest rates and ease of use. Reviewed on: 20th February 2023
Michael Robinson's avatar
Michael Robinson

Great savings account

5
Works very well as you have to wait to take out money so you really think about what you spend. The app is really well set out and clear and the company sends many informative and helpful emails. Reviewed on: 20th February 2023
Jemma Guest's avatar
Jemma Guest

Great banking app

5
Easy to use banking app and great products. Would highly recommend! Reviewed on: 20th February 2023
Debbie's avatar
Debbie

Brilliant savings account

5
I heard about Zopa through family and was really pleased to finally have a safe place where I can keep my savings and earn a good amount of interest on it. I’ve got the app downloaded and it’s very quick and easy to access your pot. Reviewed on: 20th February 2023
Amanda's avatar
Amanda

Great savings account

5
Really easy to use and create different saving pots plus a good interest rate Reviewed on: 20th February 2023
amber arnold's avatar
amber arnold

The Perfect Saver

5
incredibly convenient, brilliant rates, 10000% recommend, absolutely perfect saver. Reviewed on: 20th February 2023
joe mckernan's avatar
joe mckernan

Great Savings Account

5
Great account, love the fact that you can have different pots of money earning different rates of interest. Reviewed on: 20th February 2023
SarahK's avatar
SarahK

Easy and Efficient

5
Setting up the account was easy and the interest rates are good. Transferring money in and out of my account has been stress free. Reviewed on: 20th February 2023
Philip Gent's avatar
Philip Gent

Friendly and Professional

5
All my dealings with Zopa have been friendly and professioinal and queries I had have been handled courtiously and quick, no hanging about waiting. Reviewed on: 20th February 2023
Martin G's avatar
Martin G

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