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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Great

5
Easy to set up savings and great interest rate Reviewed on: 20th February 2023
Richard Bunce's avatar
Richard Bunce

really easy

5
There’s a pretty good interest rate and it’s really easy to use. You can transfer back and forth very quickly - would recommend :) Reviewed on: 20th February 2023
Theodora Thompson's avatar
Theodora Thompson

Competitive interest rate

5
Great interest rate & competitive in Reviewed on: 20th February 2023
Senthil MP's avatar
Senthil MP

Good high premium and easy to use saver

5
Really easy to use, transferring. Also opportunities to increase you saving interest by loving accounts and giving notice. This helps prevent taking when you don’t need. And a great friendly communicative service. Reviewed on: 20th February 2023
Jase W's avatar
Jase W

Great interest rates

5
I love the flexible terms for the different savings accounts Reviewed on: 20th February 2023
Laura's avatar
Laura

Great

5
Great rates and easy to use on the app Reviewed on: 20th February 2023
Chris Worth's avatar
Chris Worth

Easy intelligent App

5
Easy to set up and manage my savings using this app based savings account. Reviewed on: 20th February 2023
John's avatar
John

Very easy to open and good rates available

5
As above. Easy to navigate and transfer in and out. No problems at all Reviewed on: 20th February 2023
lindsey.dunn26@gmail.com's avatar
[email protected]

Fast and convenient

5
Such an easy to use app. Easy to open the account, easy to make transfers in and to move money between “pots”. Good options for access with good interest rates. Reviewed on: 20th February 2023
mariedaubney@yahoo.co.uk's avatar
[email protected]

Saving money is so easy

5
Easy to use app. for saving money while earning a very good interest rate. Reviewed on: 20th February 2023
Bernie Quilly's avatar
Bernie Quilly

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