Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023

Quick and Easy

5
Great value, easy to set up, helps you save. Reviewed on: 20th February 2023

Have recommended this account to so many people now

5
What’s not to like. Free money. Easy to set up. No hassle. Reviewed on: 20th February 2023

Zopa smart saver is great

4
East App to use. Great visibility Reviewed on: 20th February 2023

Zopa Smart Savers

5
Straight forward opening the account and adding additional pots. Reviewed on: 20th February 2023

Great

5
Easy to set up savings and great interest rate Reviewed on: 20th February 2023

really easy

5
There’s a pretty good interest rate and it’s really easy to use. You can transfer back and forth very quickly - would recommend :) Reviewed on: 20th February 2023

Competitive interest rate

5
Great interest rate & competitive in Reviewed on: 20th February 2023

Good high premium and easy to use saver

5
Really easy to use, transferring. Also opportunities to increase you saving interest by loving accounts and giving notice. This helps prevent taking when you don’t need. And a great friendly communicative service. Reviewed on: 20th February 2023

Great interest rates

5
I love the flexible terms for the different savings accounts Reviewed on: 20th February 2023

Great

5
Great rates and easy to use on the app Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa
    View all products