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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Great company to work with

4
Can't fault this company great products and services Reviewed on: 20th February 2023
steve masson's avatar
steve masson

Simple and effective

5
Great rates and a simple easy to use interface Reviewed on: 20th February 2023
Guy's avatar
Guy

Great rates, very easy to use

5
I chose Zopa after months of considering the best savings provider for my needs. Zopa offered the ability to have a great instant access rate plus boosted rates for 7, 21 or 3 months notice. The rates were as good as many 1 year fixed accounts. Easy to set up, user friendly interface, makes saving easy and tailored to individual needs. Interest is paid monthly, therefore you are earning interest on your interest earned, unlike providers who only pay out annually. The pots help to distinguish my different savings goals/purposes. Reviewed on: 20th February 2023
SCP's avatar
SCP

Easy to use

5
Great app, easy to use, easy access Reviewed on: 20th February 2023
Hannah Troubridge's avatar
Hannah Troubridge

Smart saver

5
Good interest rates easy to set up and use Reviewed on: 20th February 2023
tony nicholson's avatar
tony nicholson

Amazing

5
Moved my savings here & I love it - pots for everything Reviewed on: 20th February 2023
Jodie's avatar
Jodie

Easy to use

4
App is easy to use. Keep an eye on interest rates, at the time of this review Zopa is not the most competitive. Reviewed on: 20th February 2023
Stephen's avatar
Stephen

Excellent service and app

5
Zopa has excellent customer service and the app is so easy to use Reviewed on: 20th February 2023
Ana's avatar
Ana

Boost!

5
Very straight forward account, I love the idea of being able to boost your savings for a selected period. Nothing hidden very easy to operate. Reviewed on: 20th February 2023
Christine Cambridge's avatar
Christine Cambridge

Quick, easy and with a decent interest rate

5
Seeing up the account was really quick and easy and is very easy to transfer money into the account. The interest rate has been very good, especially when you take into account the ease and convenience. Reviewed on: 20th February 2023
Subhas Pradhan's avatar
Subhas Pradhan

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