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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Smart saver

Good interest rates easy to set up and use Reviewed on: 20th February 2023

Amazing

Moved my savings here & I love it - pots for everything Reviewed on: 20th February 2023

Easy to use

App is easy to use. Keep an eye on interest rates, at the time of this review Zopa is not the most competitive. Reviewed on: 20th February 2023

Excellent service and app

Zopa has excellent customer service and the app is so easy to use Reviewed on: 20th February 2023

Boost!

Very straight forward account, I love the idea of being able to boost your savings for a selected period. Nothing hidden very easy to operate. Reviewed on: 20th February 2023

Quick, easy and with a decent interest rate

Seeing up the account was really quick and easy and is very easy to transfer money into the account. The interest rate has been very good, especially when you take into account the ease and convenience. Reviewed on: 20th February 2023

Easy Access Online Banking App

Very easy to open and use. Very fast transfers of your money in and out. Cannot fault it. Reviewed on: 20th February 2023

Brilliant account

Brilliant account, easy to use and access and great interest rates. Reviewed on: 20th February 2023

No muss, no fuss

This account was very easy to setup on the app. Rate changes are automatically applied on existing account pots, so we aren't short-changed in the current economic climate. Zopa Rates are also among the best rates in the market today. Good job! Reviewed on: 20th February 2023

Simplicity

Really simple and easy to use, I have already recommended it to friends and family. The interest rate boost was also a big draw in moving my savings Reviewed on: 20th February 2023

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