Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easiest savings ever!

After paying if an IVA and having nothing. Within a year I’ve managed to save regularly with my money tucked away from my everyday banking for temptation Reviewed on: 20th February 2023

Zopa makes it Zimpler!

Zopa makes the whole process of saving very simple. The app is user friendly and clearly indicates the type of accounts offered with different interest rates and withdrawal options. The functionality to move money between pots is clear and the deposit of funds is a lot easier than other similar on-line banks. Reviewed on: 20th February 2023

So easy and accessible

Great product, so easy to use and helps me keep track of my finances Reviewed on: 20th February 2023

Excellent easy account

Easy account and app to understand with great interest rates in comparison to its competitors. Unlimited choice of pots to create for different reasons. Highly recommend Reviewed on: 20th February 2023

Super easy to use!

The account is super easy to set up, and is extremely user friendly. The app is really easy to navigate and to move money around. Definetly would recommend. Reviewed on: 20th February 2023

Easy access good intrest

Encourages me to save. Watch your savings grow Reviewed on: 20th February 2023

Impressive products all round

Impressive products all round, surpassed my expectation. Excellent product, great and easy user friendly app with full control over managing money instantly. Reviewed on: 20th February 2023

So simple and great service

Set up is easy, transfering is easy, rates are competitive, everything is easy, just the way it should be. Reviewed on: 20th February 2023

Simple and rewarding

Easy to use and operate, flexible savings options Reviewed on: 20th February 2023

Great account

Very happy with the account and app Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Your Community Bank 4.94 from 201 reviews
Flexclusive
from Nationwide 4.65 from 36 reviews
Extra Saver
from Sainsburys Bank 2.29 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub