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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,145 reviews, last reviewed 20th Apr 2026
101% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026
Carys Wynn-Green's avatar
Carys Wynn-Green

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

5
Perfect for all your savings goals Reviewed on: 6th April 2023
Corrine's avatar
Corrine

Excellent Savings Platform!

5
An excellent, simple savings platform with multiple choices of savings account. Simple to set up, use, and move money! 5 stars! Reviewed on: 20th February 2023
benjpiper92@gmail.com's avatar
[email protected]

Rapid % rate response

5
Rate if interest is quickly and competitively reviewed on a regular basis alongside an intuitive and simple interface making it difficult to fault as an easy access savings account Reviewed on: 20th February 2023
Philip Pearson's avatar
Philip Pearson

Easy to use, great interest

5
Very easy to set up and use the app. The best interest rate on a saver account I’ve seen. Reviewed on: 20th February 2023
Rob's avatar
Rob

Ok

4
Ok bank and application to use for savings Reviewed on: 20th February 2023
craig thomas's avatar
craig thomas

Great savings rate

5
Easy to use app and change access time to increase savings Reviewed on: 20th February 2023
Edel's avatar
Edel

Great savings account

5
Great savings account, made more interest in month with Zopa than I’ve ever made with my other bank accounts. Reviewed on: 20th February 2023
rose's avatar
rose

Happy Bunny

5
I am here to App Banking. ZOPA account was easy to open, pays great rates and the stay in touch. Converted to this style of banking and a very happy customer. Reviewed on: 20th February 2023
porbeagles@gmail.com's avatar
[email protected]

Much better interest rates than most banks

4
I moved some savings over from my student bank account and was so impressed I recommended it to my partner! Reviewed on: 20th February 2023
Ali G's avatar
Ali G

Easy to use and great interest rates (currently)

5
I downloaded Zopa after using a comparison site for bank/savings accounts. It was really easy to set up and I have since recommended to two people who have also opened a Zopa account. The visuals are great and easy to understand how much you have saved. Reviewed on: 20th February 2023
Megan Greaves's avatar
Megan Greaves

Great savings account

5
So easy to use the banking app, easy to transfer money and great interest rates offered. Reviewed on: 20th February 2023
Zoe's avatar
Zoe

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