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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Quick, easy and stress free savings

Whilst the high interests rates drew me in i expected the process might be an offset for better rates but it couldnt have been easier to set the account up. After the initial set up you can then set up really simply, a couple of clicks, the various savings pots with different rates and time locks. It makes it really stress free for me to map out which cash i need to allocate for which bucket in case of emergencies. My partner has signed up too so we can easily manage our money. Easily the best banking experience ive had. Reviewed on: 20th February 2023

Easy to open, great interest rates

Recommended by MSE and am very happy with service! Great interest rates and very easy to open and transfer money between accounts Reviewed on: 20th February 2023

User friendly, market leading savings app

I was really pleasantly surprised by how easy and straightforward it was to open a savings account with Zopa. Their app is brilliant, with a really clear, focused design and layout. What I really like about their savings product is the ability to split your savings into different "buckets", earning higher interest rates the longer you lock your funds up for, the 7 day and 31 day options being particularly appealing. Overall it feels like a unique and relevant product compared to what's on offer from other providers, and I would recommend it to other savers. Reviewed on: 20th February 2023

An easy, efficient savings account

I would highly recommend others to use Zopa. Setting up a smart saver is easy and the app itself is very efficient. Reviewed on: 20th February 2023

Excellent Savings Platform!

An excellent, simple savings platform with multiple choices of savings account. Simple to set up, use, and move money! 5 stars! Reviewed on: 20th February 2023

Rapid % rate response

Rate if interest is quickly and competitively reviewed on a regular basis alongside an intuitive and simple interface making it difficult to fault as an easy access savings account Reviewed on: 20th February 2023

Easy to use, great interest

Very easy to set up and use the app. The best interest rate on a saver account I’ve seen. Reviewed on: 20th February 2023

Ok

Ok bank and application to use for savings Reviewed on: 20th February 2023

Great savings rate

Easy to use app and change access time to increase savings Reviewed on: 20th February 2023

Great savings account

Great savings account, made more interest in month with Zopa than I’ve ever made with my other bank accounts. Reviewed on: 20th February 2023

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