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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good savers

Interest paid monthly which is a plus Reviewed on: 20th February 2023

High interest, easy to use savings account

I set up my savings account after it was recommended by Martin Lewis as it has one of the highest interest rates. I really like that within your savings account you can set up different accounts, and depending on how accessible you need them to be, the interest rate changes - so it's higher for the account that requires the longest notice. It's so easy to use, and is all done via the app and email. Communication is excellent too. I'd recommend this for anyone with any sum to save, small or large. Reviewed on: 20th February 2023

Easy peasy

Really easy to use and creating different pots are so useful! Reviewed on: 20th February 2023

Its so easy to load your pots and have different interest rates

. The smart saver is a good way to lock in your saving but still get to them when you need them . proving you give notice. Reviewed on: 20th February 2023

So easy to save with Zopa!

Zopa is a vey simple way to save. We've set up a separate pot for our daughter and also have our holiday pot so we can top that up when we can. The app is so easy to use and there are other tailored products to explore too. It's perfect for us! Reviewed on: 20th February 2023

Excellent flexibility!

I love my Super Saver account - the different levels of notice on savings pots with a corresponding increase in interest mean I can maximise my savings return within the one account. Excellent product! Reviewed on: 20th February 2023

Easy to do business with

Zopa offer great savings products, easy to do business with Reviewed on: 20th February 2023

Savings Account

Easy to use and always been professional and friendly when I've contacted them. Savings Account has the best interest rates. I would recommend Zopa to friends and family Reviewed on: 20th February 2023

New account

Ease in setting up. Good earning. Pleased to have made the decision to open this account. Reviewed on: 20th February 2023

Excellent experience

It's been an excellent experience being with Zopa. It's so easy to manage your money by creating different pots and the app is super user friendly. I would recommend! Reviewed on: 20th February 2023

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