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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

So easy to save with Zopa!

Zopa is a vey simple way to save. We've set up a separate pot for our daughter and also have our holiday pot so we can top that up when we can. The app is so easy to use and there are other tailored products to explore too. It's perfect for us! Reviewed on: 20th February 2023

Excellent flexibility!

I love my Super Saver account - the different levels of notice on savings pots with a corresponding increase in interest mean I can maximise my savings return within the one account. Excellent product! Reviewed on: 20th February 2023

Easy to do business with

Zopa offer great savings products, easy to do business with Reviewed on: 20th February 2023

Savings Account

Easy to use and always been professional and friendly when I've contacted them. Savings Account has the best interest rates. I would recommend Zopa to friends and family Reviewed on: 20th February 2023

New account

Ease in setting up. Good earning. Pleased to have made the decision to open this account. Reviewed on: 20th February 2023

Excellent experience

It's been an excellent experience being with Zopa. It's so easy to manage your money by creating different pots and the app is super user friendly. I would recommend! Reviewed on: 20th February 2023

Great interest rates

The smart saver allows you to control how much interest you earn on your money, even better, the base interest rate is still significantly higher than most high street banks. The app is super easy to use and move money to and from, I would recommend to anyone looking to finally get some interest back on their savings Reviewed on: 20th February 2023

Quick mobile experience

Great rates and a great product offerings Reviewed on: 20th February 2023

Perfect Customer Service

The could not be more experienced, knowledgeable and helpful Reviewed on: 20th February 2023

Great Stuff

I love the flexibility of this product. Reviewed on: 20th February 2023

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