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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use. Decent rates

Such an easy platform, a refreshing approach to saving. Also decent saving rates which is the most important thing Reviewed on: 20th February 2023

Easy, high-interest account

My account is so easy to use and always has the best interest rates. They are quick to respond to changes in the base rate so no waiting for it to filter through. Love the different pots for savings and the higher rates available for having a notice period. Reviewed on: 20th February 2023

Great UX and great savings rate

Just very easy to use and fair and competitive savings systems Reviewed on: 20th February 2023

So so simple to arrange

Very competitive rates and very easy app to arrange opening the account Reviewed on: 20th February 2023

Very Impressed

I’m new to Zopa but have recommended them to all my friends - Thankyou for helping me get my finances back on track with your easy Access and understand pain free banking Reviewed on: 20th February 2023

Great bank

Easy app to use - user friendly and great products Reviewed on: 20th February 2023

They pass on interest rate to savers not like other companies. Also easy to use and access.

Easy to use. Great company would highly recommend Reviewed on: 20th February 2023

Easy to use & competitive rates

Good rate of interest; covered by government savings protection scheme; no limit or penalty on withdrawals. Easy to use App. Reviewed on: 20th February 2023

Good rates, straightforward setup

Onboarding was straightforward - almost too easy. Savings rates are good. I like the way you can divide your savings into pots and get a better rate for reduced access on a particular pot without changing the whole account. Reviewed on: 20th February 2023

Excellent experience so far.

Very pleased with everything so far after recently opening several accounts, cannot believe how easy the online accounts are to administer Reviewed on: 20th February 2023

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