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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good

Zopa is good and offered me a chance to win 1k if I did this review Reviewed on: 20th February 2023

Easy to use app with great transparent products

Zopa is user friendly, with very competitive savings rates. Reviewed on: 20th February 2023

Simply the best Saving Product

I had been looking for saving product for a while and when I found Zopa I knew it was just right! Amazing user experience, competitive rates and excellent customer service and onboarding process. It was (and it still is) a 10/10 customer experience. Thanks Zopa Reviewed on: 20th February 2023

Great Product

Good interest, user friendly, positive attitude. Reviewed on: 20th February 2023

Easy to use, great options!

Was very easy to register and get the account started, loads of options to choose from. Reviewed on: 20th February 2023

Perfect way to manage your finances

Zopa is the perfect way to manage your savings. You pick your level of interest and you can have as many savings pots as you like. You control your access and the money can be in your bank account in as little as 20 minutes. I've never had this level of control over my savings. I'll never go back to saving with a high street bank! Reviewed on: 20th February 2023

Love Zopa, very easy to deal with, great customer service and reasonable interest rates

In the past I had a car loan and last year I have started saving with Zopa. Easy to manage my money, see how my savings are growing. I am a very happy customer! Reviewed on: 20th February 2023

easy to track and great interest rates

New to Zopa and was weary as planned to save a large sum. Set up was simple and its great to choose how long I might want to tie sums up for. Interest rate is great and has been increased twice in the short while I have had the account. Reviewed on: 20th February 2023

Best saver, for value and ease

Intuitive app, easy to set up and use, great interest rate. Brilliant support when things go awry. Cannot fault Reviewed on: 20th February 2023

The easy way to save

Really good simple to use app to manage your savings. Good interest rates too Reviewed on: 20th February 2023

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