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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great rates & easy to use

Zopa is a great complimentary service with great market leading rates. It allows you to transfer money from between your main bank and various ‘pots’ that you create with different rates/notice periods. A great way to control your savings. Reviewed on: 20th February 2023

First impression

Only recently opened my account but first impressions are great. Easy to set up, help is offered and easy to access if needed. I contacted to check few security details and was answered promptly by friendly person and questions answered. Reviewed on: 20th February 2023

Easy setup and great rates

Really easy to set up, excellent app and great savings rates. Reviewed on: 20th February 2023

Zopa is great!

It's been so easy to set up and use Zopa with the added bonus of making a good return on my money! Would highly recommend! Reviewed on: 20th February 2023

Good

Zopa is good and offered me a chance to win 1k if I did this review Reviewed on: 20th February 2023

Easy to use app with great transparent products

Zopa is user friendly, with very competitive savings rates. Reviewed on: 20th February 2023

Simply the best Saving Product

I had been looking for saving product for a while and when I found Zopa I knew it was just right! Amazing user experience, competitive rates and excellent customer service and onboarding process. It was (and it still is) a 10/10 customer experience. Thanks Zopa Reviewed on: 20th February 2023

Great Product

Good interest, user friendly, positive attitude. Reviewed on: 20th February 2023

Easy to use, great options!

Was very easy to register and get the account started, loads of options to choose from. Reviewed on: 20th February 2023

Perfect way to manage your finances

Zopa is the perfect way to manage your savings. You pick your level of interest and you can have as many savings pots as you like. You control your access and the money can be in your bank account in as little as 20 minutes. I've never had this level of control over my savings. I'll never go back to saving with a high street bank! Reviewed on: 20th February 2023

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