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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Love Zopa, very easy to deal with, great customer service and reasonable interest rates

In the past I had a car loan and last year I have started saving with Zopa. Easy to manage my money, see how my savings are growing. I am a very happy customer! Reviewed on: 20th February 2023

easy to track and great interest rates

New to Zopa and was weary as planned to save a large sum. Set up was simple and its great to choose how long I might want to tie sums up for. Interest rate is great and has been increased twice in the short while I have had the account. Reviewed on: 20th February 2023

Best saver, for value and ease

Intuitive app, easy to set up and use, great interest rate. Brilliant support when things go awry. Cannot fault Reviewed on: 20th February 2023

The easy way to save

Really good simple to use app to manage your savings. Good interest rates too Reviewed on: 20th February 2023

So easy to use

I've had no problems setting up my smart saver. Everything is simple and straight forward and it is great I can fix my savings to boost my interest. I have managed to save even more using this app. The only recommendations I have would be are, 1. Able to see smart saver online via a computer and 2. Be able to remove linked accounts I no longer want linked. Other than that 10 out of 10. I would recommend Zopa everywhere. Reviewed on: 20th February 2023

Brilliant product

This is a brilliant innovative product which I am very happy with and would highly recommend . Keep up the good work Zopa Reviewed on: 20th February 2023

Easy

Easy to use app based savings account with good interest rate. Reviewed on: 20th February 2023

Easy to use app

Easy to you app and great customer service. Reviewed on: 20th February 2023

Super easy to save for my first home!

Zopa has made saving for my first home incredibly easy! And the interest rates are amazing 10/10 will and have recommended!!! Reviewed on: 20th February 2023

Wish I had switched sooner

I was essentially losing money whilst putting my savings into a 0.5% interest account with a high street bank. I found Zopa through MoneySavingExpert and I’m so happy I’ve switched! Makes saving and budgeting so much easier. Love the money pot feature especially Reviewed on: 20th February 2023

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