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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Best savings option

Easy to open, great rate and still can use my cash if required. Reviewed on: 20th February 2023

Easy to set up, use and access, with competitive interest rates

Setting up the account was really quick and easy. The app is very user friendly and easy to use. Interest rates are very competitive. Can only recommend. Reviewed on: 20th February 2023

Great App and interest rates!

Swapped to Zopa for my savings as they were above and beyond anything my bank offered. Great app, nice and easy to use, very happy!! Reviewed on: 20th February 2023

Good bank

Very easy to use. Very glad I came across them Reviewed on: 20th February 2023

Easy to Use and competitive rates

Nicely designed app that make it easy to manage savings while offering competitive rates. Reviewed on: 20th February 2023

Very easy to setup

I managed to get my account setup in minutes and it was very easy. I like the way I can create pots to separate my different savings goals and actually earn interest! Reviewed on: 20th February 2023

Best saving account I have!

Since I got this account the interest just keeps going up and I’ve managed to save so much and there’s always good offers and more things to do with a Zopa account. Can’t wait to see what the future brings! Reviewed on: 20th February 2023

Best rates, best user experience

Zopa provide the best rates in the market so is a no brainer to use them. The process to transfer money is so easy too Reviewed on: 20th February 2023

Simplicity

Really easy to use and navigate the app. Reviewed on: 20th February 2023

Savings

Very pleased with the account and the app Reviewed on: 20th February 2023

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