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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to Use and competitive rates

Nicely designed app that make it easy to manage savings while offering competitive rates. Reviewed on: 20th February 2023

Very easy to setup

I managed to get my account setup in minutes and it was very easy. I like the way I can create pots to separate my different savings goals and actually earn interest! Reviewed on: 20th February 2023

Best saving account I have!

Since I got this account the interest just keeps going up and I’ve managed to save so much and there’s always good offers and more things to do with a Zopa account. Can’t wait to see what the future brings! Reviewed on: 20th February 2023

Best rates, best user experience

Zopa provide the best rates in the market so is a no brainer to use them. The process to transfer money is so easy too Reviewed on: 20th February 2023

Simplicity

Really easy to use and navigate the app. Reviewed on: 20th February 2023

Savings

Very pleased with the account and the app Reviewed on: 20th February 2023

Great bank

Brilliant interest rate and increased rate for different pots is incredibly helpful! Reviewed on: 20th February 2023

Easy to use saver

Great access with the regular pot and you can boost funds and interest rates by committing to 30/90 days withdrawal. Reviewed on: 20th February 2023

Very impressed

Love how easy it is to move money around. Interest rates great. Reviewed on: 20th February 2023

Easy to use

Easy to use interface the multiple pots makes savings easier to manage. Reviewed on: 20th February 2023

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