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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Intuitive interface - accessible to all

A great product built around simplicity and flexibility for it users. Reviewed on: 20th February 2023

Simple and straightforward

The app is brilliant.. so easy to use and the application process is so quick and easy. Great interest rates too. I've recommended to everyone!!! Reviewed on: 20th February 2023

Easy to plan for savings and spending to maximise interest earning

When I have savings put aside for future spending I can choose where to keep them for when I need it to maximise interest earned Reviewed on: 20th February 2023

Very easy and good rates

Zopa have great tech and have consistently increased the interest rate to keep competitive in the market Reviewed on: 20th February 2023

Great features to organise savings

Really like the boost pots, very simple to use and set up in a personalised way. Have already recommended to friends and family. Reviewed on: 20th February 2023

Great savings account

A great account for interest and savings, the app is very informative and encourages planning and saving Reviewed on: 20th February 2023

Easy to set up. Good app

Set up an account because of the higher interest rate than what was offered by my previous savings account. Really easy to set up. App is well designed and easy to use. I also like the option of the boosted pots Reviewed on: 20th February 2023

Easy to use and good rates!

Easy to use online service, good rates. Reviewed on: 20th February 2023

Excellent

Easy to Set up and great interest rates - very impressed ! Reviewed on: 20th February 2023

Easy to use app

The app is very simple o use. I like the option open different pots to put money away fur longer periods at a higher rate Reviewed on: 20th February 2023

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