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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Very easy and good rates

Zopa have great tech and have consistently increased the interest rate to keep competitive in the market Reviewed on: 20th February 2023

Great features to organise savings

Really like the boost pots, very simple to use and set up in a personalised way. Have already recommended to friends and family. Reviewed on: 20th February 2023

Great savings account

A great account for interest and savings, the app is very informative and encourages planning and saving Reviewed on: 20th February 2023

Easy to set up. Good app

Set up an account because of the higher interest rate than what was offered by my previous savings account. Really easy to set up. App is well designed and easy to use. I also like the option of the boosted pots Reviewed on: 20th February 2023

Easy to use and good rates!

Easy to use online service, good rates. Reviewed on: 20th February 2023

Excellent

Easy to Set up and great interest rates - very impressed ! Reviewed on: 20th February 2023

Easy to use app

The app is very simple o use. I like the option open different pots to put money away fur longer periods at a higher rate Reviewed on: 20th February 2023

Zopa

Application very easy to navigate, quick to move funds Reviewed on: 20th February 2023

Easy to use

Simple to move money and good rates Reviewed on: 20th February 2023

So handy and great interest rates

I love this product and I recommend it to all my family. Reviewed on: 20th February 2023

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