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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa

Application very easy to navigate, quick to move funds Reviewed on: 20th February 2023

Easy to use

Simple to move money and good rates Reviewed on: 20th February 2023

So handy and great interest rates

I love this product and I recommend it to all my family. Reviewed on: 20th February 2023

Easy way to save

Zopa provides an easy way to manage your savings, with a variety of options for longer term saving with decent interest rates available at the touch of a button. Reviewed on: 20th February 2023

Great savings account with fantastic rate

Easy to deposit and withdraw money. Great interest rate. Really user friendly Reviewed on: 20th February 2023

Quick. Easy. Smart.

This savings account is unbelievably easy to apply for and get started. It’s all done in the Zopa app so there are no lengthy online forms to fill in. I just downloaded the app followed a few instructions and it was all set up. It was easy to ‘link’ my current account to my Zopa Smart Saver - so whenever I want to add to my savings, I just open the app and instruct a transfer in a few clicks, then an email shows up to confirm it’s all done. I also set up a ‘boosters’ pot that earns even more interest, while I’m saving for a car. It’s great. And as I can always see my savings at a glance, including the latest interest received, it actually motivates me to save even more. Reviewed on: 20th February 2023

Best bank app Ives yed

I have already recommended zopa to my dad it's such a quick bank account to set up. it has great rates for the super saver which is what I use it for. I really recommend Reviewed on: 20th February 2023

Great app

Very simple to use, the different pots makes it very handy to split my savings for different goals! Reviewed on: 20th February 2023

Fantastic product for incremental saving

Found this a really great tool for building my savings without really noticing. I have desperate pots for different financial goals and by setting specific accessibility that dictates the interest rate, Is great for discouraging me to spend too. Reviewed on: 20th February 2023

Flexible savings

I like the flexibility zopa gives to save money into designated savings pots, these easily allows me to see how my savings targets are going and to boast my savings with the option to lock the money for a set time, reducing my urge to spend Reviewed on: 20th February 2023

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