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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy way to save

Zopa provides an easy way to manage your savings, with a variety of options for longer term saving with decent interest rates available at the touch of a button. Reviewed on: 20th February 2023

Great savings account with fantastic rate

Easy to deposit and withdraw money. Great interest rate. Really user friendly Reviewed on: 20th February 2023

Quick. Easy. Smart.

This savings account is unbelievably easy to apply for and get started. It’s all done in the Zopa app so there are no lengthy online forms to fill in. I just downloaded the app followed a few instructions and it was all set up. It was easy to ‘link’ my current account to my Zopa Smart Saver - so whenever I want to add to my savings, I just open the app and instruct a transfer in a few clicks, then an email shows up to confirm it’s all done. I also set up a ‘boosters’ pot that earns even more interest, while I’m saving for a car. It’s great. And as I can always see my savings at a glance, including the latest interest received, it actually motivates me to save even more. Reviewed on: 20th February 2023

Best bank app Ives yed

I have already recommended zopa to my dad it's such a quick bank account to set up. it has great rates for the super saver which is what I use it for. I really recommend Reviewed on: 20th February 2023

Great app

Very simple to use, the different pots makes it very handy to split my savings for different goals! Reviewed on: 20th February 2023

Fantastic product for incremental saving

Found this a really great tool for building my savings without really noticing. I have desperate pots for different financial goals and by setting specific accessibility that dictates the interest rate, Is great for discouraging me to spend too. Reviewed on: 20th February 2023

Flexible savings

I like the flexibility zopa gives to save money into designated savings pots, these easily allows me to see how my savings targets are going and to boast my savings with the option to lock the money for a set time, reducing my urge to spend Reviewed on: 20th February 2023

Hassle-free saving

Love the app and the interface which makes moving money around seamless and hassle-free. The interest rates are the best out there for what I was after. Couldn't recommend more Reviewed on: 20th February 2023

Best savings product I have

I have only had an account with Zopa for a year but it is by far the best I have. Communication is great, the app is very easy to use and the interest rates are very competitive. Reviewed on: 20th February 2023

Good interest

Good interest rate and app easy to use Reviewed on: 20th February 2023

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