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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple app that works

Secure..Interest rise from bank of England was passed on to zopa savers,unlike the main banks. Reviewed on: 20th February 2023

Great Flexibility

I like the option to have different time periods to lock in savings in the same account. All of which offer great interest rates Reviewed on: 20th February 2023

Great interest and easy to use

The app is really easy to use and the interest rates are good. The boosted pots also help to save easily as they aren’t accessible immediately Reviewed on: 20th February 2023

Good app and good rates

Product works well and the rates a good. Reviewed on: 20th February 2023

Great product

Easy and quick to set and and administer, great, market leading interest rate Reviewed on: 20th February 2023

Easy and efficient!

I have never used a saver that feels so secure and the withdrawal transactions are really quick also when needed!! Reviewed on: 20th February 2023

Great App Bank

Easy to use banking app, with great interest rates Reviewed on: 20th February 2023

Easy access multi pot savings

Easy to manage savings via an app. Multiple pots so can save for several different things. Reviewed on: 20th February 2023

Does exactly what it says on the tin

Great service. Easy setup and tracking Reviewed on: 20th February 2023

Great product though a little slow on passing on BoE rate rises.

Great product easy to use app though a little slow on passing on BoE rate rises meaning that more competitive interest rates are available via other products. Reviewed on: 20th February 2023

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