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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

A great saving pot with fab interest

I started using Zopa after it was recommended to me by my dad and brother who both use it. It is a very straightforward app to use and I love being able to make easy bank transfers from my other bank account in minutes. I also love the splitting pot feature that allows me to create different saving pots so I can make my saving personal and with goals in mind. A fab, easy app to use and one I have recommended to all my friends. Reviewed on: 20th February 2023

Easy savings and access

Competitive easy access interest rate. Easy to operate. Reviewed on: 20th February 2023

Easy to use.

Opened an account then split my pots so I was earning interest where it mattered. Reviewed on: 20th February 2023

Easy to use easy access savings

Not the best rates, but often very good rates and easy to use. Smart saver let’s you access a higher interest rate if you change it to a short term notice savings account. Reviewed on: 20th February 2023

Simple App Based Savings

Simple to set up, simple to use. Savings rate increases instantly applied so no need to contact customer support. Competitive interest rates. Reviewed on: 20th February 2023

simple, easy to use. great rates

none of the hassle that comes with traditional banks you don't have to go to an in-person store and it's much faster to set up Reviewed on: 20th February 2023

Great Savings Account!

Best interest rates on the market and super app! Reviewed on: 20th February 2023

Fantastic Bank!

Great Savings Account! Easy to use and just watch the interest roll in! Reviewed on: 20th February 2023

Easy to setup and use

Savings account very easy to set up and to use. Good interest rate too Reviewed on: 20th February 2023

Easy, Accessible Saving App

Zopa has one of the best everyday saving interest rates in the market. The app is easy to use and links to your account seamlessly and quickly making it simple to save regularly. Reviewed on: 20th February 2023

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