Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 17th Nov 2025
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025
B Fox's avatar
B Fox

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

Saving pots

5
Always the best savings rates and the fact that you can set as many pots for different savings is a bonus Reviewed on: 18th January 2025

Since opening the Zopa account.

5
Since opening the Zopa account. It has been easy to save and navigate with a great app. Good interest rates and get notifications with updates and tips. Reviewed on: 25th April 2025

Easy to use app.

5
Easy to use app. Good product offering with clear benefits Reviewed on: 25th April 2025

Intuitive and easy to use app

5
The app is very easy to use and money transfers into and out of Zopa are instant Reviewed on: 25th April 2025

Pots make saving easy.

5
Great to have the smart savings helps with budgeting. Fair interest rates especially with boosted accounts Reviewed on: 25th April 2025

Easy to set up and good visual dashboard

5
Easy to set up and good visual dashboard Reviewed on: 24th April 2025

Very easy app to use for different savings pots, mak...

5
Very easy app to use for different savings pots, makes it easy to save for different things and see the progress. Reviewed on: 24th April 2025

Very good and easy to use

5
Very good and easy to use with a variety of products. Reviewed on: 24th April 2025

Great company with simple to use banking app.

5
Great company with simple to use banking app. Reviewed on: 24th April 2025

Good rates and excellent customer service

5
Having been a customer for over a year I have been impressed by good savings rates and excellent customer service. Reviewed on: 24th April 2025

Great and easy to use and good rates

5
Great and easy to use and good rates Reviewed on: 24th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 5.00 from 2 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1262 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65249 reviews
    Zopa
    View all products