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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use & I earn interest!

I set up my smart saver a year ago to help with saving. I've never been very good at saving but my Smart Saver helps without me having to overly think about it. I have a regular direct debit set up from my current account to top up my smart saver each month. I earn interest regularly and can easily access my money in an emergency. It's easy to use on the app - what more could you want! Reviewed on: 20th February 2023

Great product

The smart saver is great. Money is transferred between pots easily and from other bank accounts to the smart saver easily. You can have multiple bank accounts linked so you can move the money where you need it. When interest rates change Zopa have been quick to update their rates to reflect this. It's so easy to use, I even managed to get my mother-in-law to set up an account and have multiple pots in it! Reviewed on: 20th February 2023

Banking done simply

App is very easy to use- simply laid out, transfers occur quickly and notifications for credits and debits on acc Reviewed on: 20th February 2023

Quick, simple and great customer rates.

Easy to open account with Zopa. Communication is excellent and updates on security and rate changes are made regularly. Online app is excellent and easy to use. Reviewed on: 20th February 2023

Easy and helpful

Very pleased with the simple and handy useful account Reviewed on: 20th February 2023

Simple, pain free savings account

Very user friendly, quick and safe. Attractive interface and great rates. Reviewed on: 20th February 2023

Great bank

Easy access and good rates. Would highly reccomend Reviewed on: 20th February 2023

Plain and simple in the best way

Really love with Zopa how you can separate into different pots but keep it all within one place. The boosted idea is great too, helps me be a bit smarter with saving some money! Reviewed on: 20th February 2023

Very easy saving system

Very easy to open account and they update/increase rates very quickly after changes from BoE Reviewed on: 20th February 2023

Simple and quick saving

As someone who struggles to save money, being able to easily pay in as much or as little I can each month, and see my savings grow over time, has been amazing. Reviewed on: 20th February 2023

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