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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good service

Good service User friendly app Good customer service Reviewed on: 20th February 2023

Highly recommended

Easy to set up , good rates , highly recommended Reviewed on: 20th February 2023

A great savers account

This account is excellent, easy to use, easy to add and subtract money and also great with updates. Reviewed on: 20th February 2023

Great interest rates

Zopa has an easy to use app and great interest rates, would recommend to others! Reviewed on: 20th February 2023

Excellent savings account

Easy to set up, great rates available and easy to use. Reviewed on: 20th February 2023

Good interest rates

I like the way it does not do a credit check so doesn't affect my credit score when i signed up for an account. The interest rates are good. Reviewed on: 20th February 2023

Great account

Very easy to set-up the account & everything can be done on the app. The saving pots at different interest rates is also a handy feature Reviewed on: 20th February 2023

Great Flexible Saving App

We use Zopa for savings. The app is great. Easy to setup and great to split out savings for different things. Much better than your standard high street bank. Reviewed on: 20th February 2023

Great Service

Really easy/seamless process to set up my easy access savings account, and easy to send money to other accounts too. Reviewed on: 20th February 2023

Good return, easy to use savings account

Recommended by my husband. Easy to set up and extra interest with the boosted pot. Reviewed on: 20th February 2023

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