Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Amazing app

Zopa has been a brilliant app to use and I love the concepts of the various pots and incentives to lock away funds which has been a catalyst in being able to budget and save quite effectively. It's very user friendly and page layouts work very well for flow of information. Reviewed on: 20th February 2023

Easy to use, great rates

Best online savings account I’ve used. Has really competitive rates. Also very easy to track and interact with through the app Reviewed on: 20th February 2023

User friendly

I was a bit unsure about using an app only savings account but did some research and read great reviews. The whole experience from setting up the account to transferring money and understanding how to use it has been so easy. It’s very clear how much interest you get for different types of pots and so easy to manage your savings pots. I have recommended to lots of my friends. Reviewed on: 20th February 2023

Good service

Good service User friendly app Good customer service Reviewed on: 20th February 2023

Highly recommended

Easy to set up , good rates , highly recommended Reviewed on: 20th February 2023

A great savers account

This account is excellent, easy to use, easy to add and subtract money and also great with updates. Reviewed on: 20th February 2023

Great interest rates

Zopa has an easy to use app and great interest rates, would recommend to others! Reviewed on: 20th February 2023

Excellent savings account

Easy to set up, great rates available and easy to use. Reviewed on: 20th February 2023

Good interest rates

I like the way it does not do a credit check so doesn't affect my credit score when i signed up for an account. The interest rates are good. Reviewed on: 20th February 2023

Great account

Very easy to set-up the account & everything can be done on the app. The saving pots at different interest rates is also a handy feature Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Saffron Building Society 4.84 from 6891 reviews
Fixed term savings
from Sidekick 0.00 from 0 reviews
Savings
from Darlington Building Society 4.87 from 12480 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub