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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great rate and easy to manage

The app is user friendly, along with a great interest rate, helps save money a lot easier. Reviewed on: 20th February 2023

Best savings account

Best saving account with great rates and easy access to your money thanks to a well performing app Reviewed on: 20th February 2023

Great savings account

Get interest rate and very easy to use and set up Reviewed on: 20th February 2023

Zopa Smart Saver

Great interest rates, flexibility and option to boost your pots. What's not to like? Reviewed on: 20th February 2023

Just works

Saving that just works. Put in money get a good interest rate. Done. Reviewed on: 20th February 2023

Best Savings Account Around!

Great interest rate, amazing flexibility to save in to different pots, super easy app to make account. Really heavy with this product!! Reviewed on: 20th February 2023

Great account and easy to use!

Setting up took no time at all! Honestly just is really easy to use and user friendly. It’s a great account for everyone from all age ranges. Reviewed on: 20th February 2023

Hassle free savings app with great rates

Opened the app, linked to my account and haven’t looked back since. The rates offered continually follow the general market increases meaning I am happy I am getting a good rate without needing to keep moving my money. Reviewed on: 20th February 2023

Competitive and user friendly

Great offering comparatively and super user friendly once account set up. Reviewed on: 20th February 2023

Simple easy savings with great rates!

I chose to use zopa because they offered a standard out rate compared to other banks at the time. It was just a bonus how easy it was to set the account up and transfer money from other accounts. Reviewed on: 20th February 2023

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