Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

View other Zopa products

4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa Smart Saver

Great interest rates, flexibility and option to boost your pots. What's not to like? Reviewed on: 20th February 2023

Just works

Saving that just works. Put in money get a good interest rate. Done. Reviewed on: 20th February 2023

Best Savings Account Around!

Great interest rate, amazing flexibility to save in to different pots, super easy app to make account. Really heavy with this product!! Reviewed on: 20th February 2023

Great account and easy to use!

Setting up took no time at all! Honestly just is really easy to use and user friendly. It’s a great account for everyone from all age ranges. Reviewed on: 20th February 2023

Hassle free savings app with great rates

Opened the app, linked to my account and haven’t looked back since. The rates offered continually follow the general market increases meaning I am happy I am getting a good rate without needing to keep moving my money. Reviewed on: 20th February 2023

Competitive and user friendly

Great offering comparatively and super user friendly once account set up. Reviewed on: 20th February 2023

Simple easy savings with great rates!

I chose to use zopa because they offered a standard out rate compared to other banks at the time. It was just a bonus how easy it was to set the account up and transfer money from other accounts. Reviewed on: 20th February 2023

Fast, simple to use and great interest rates

I am delighted with the App and Smart Savings product. I particularly like the 7 day notice opetion Reviewed on: 20th February 2023

A great way to save and so convenient!

I heard about this through Martin Lewis and the whole process of opening an account was simple and both adding and withdrawing funds is so easy. Reviewed on: 20th February 2023

Easy to use, easy to understand

Very simple app and easy to understand the different offerings. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Hoot Credit Union 5.00 from 4 reviews
Savings (discontinued)
from National Fire Savers Credit Union (inactive company) 2.00 from 1 reviews
Young Saver
from Metro Bank 4.89 from 392 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44340 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub