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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent service

They help people when they need help Reviewed on: 29th January 2023

Wonderful experience

Excellent customer service, Nice banking experience Reviewed on: 28th January 2023

Amazing saving app with so many options

This app is fantastic, lots of different ways to save money. Easily save money without even noticing. Can also invest in the same place. Very easy to use would highly recommend! Reviewed on: 28th January 2023

very secure savings

does what it says on the tin I wanted a savings account and guess what? it’s a savings account Reviewed on: 28th January 2023

Best interest rates

Zopa constantly stand out for the highest interest rates on their instant access app only accounts - unlimited withdrawals and added extra of Boost pots - plus no technical issues ever Reviewed on: 27th January 2023

Excellent

Found it very easy to transfer money your able to get a savings account and just easy to use and see everything you have Reviewed on: 27th January 2023

Amazing

Great interest rates, great app and great service! Reviewed on: 26th January 2023

Amazing flexibility

Great to put away saving for different periods of time. App is really user friendly, easy to move money into pots and simple process to give notice to withdraw. Reviewed on: 26th January 2023

Recommend

Zopa is really easy to use and I love the way they offer Access pots to allow increased AER. I will soon be used their fixed term offers as well. Interest is awardede monthly and it's nice to see my pots growing! Reviewed on: 26th January 2023

Superb

The best online banking services. Highly recommended Reviewed on: 25th January 2023

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