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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Competitive interest rates

Regularly offering leading interest rates on the easy access saver. I had a bit of a panic depositing cash from a non-nominated account but was glad to receive this back. I have added several nominated accounts to avoid this mishap now - People should know about this as it's a good feature. It would be great if withdrawals could be instant. I'd recommend because I know how to use it. But maybe you want to have some video tutorials? Reviewed on: 15th January 2023

Ease of use

As I was looking to move some savings, Zopa popped up, giving them a chance as there rates where sensible and transparent, the online account was the easiest I’ve ever set up, while still affording the relevant security, and the app is the most straight forward I’ve ever used. Reviewed on: 15th January 2023

Great way to budget and save

I love how you can choose your pots and it builds up over time. It's convenient, and you can organise your savings for ease. The interest rates are really good and the whole app just helps me so much with my saving and budgeting. Reviewed on: 15th January 2023

Easy and best interest rates

Easy to open and manage, and best interest rates. That's what matters. Reviewed on: 15th January 2023

Smooth finance

Great rates, straight forward app, reliable, on time interest payments and withdrawals. Best savings company I’ve encountered Reviewed on: 14th January 2023

Is ok

Im really happy to use zopa..is a great company Reviewed on: 14th January 2023

Easy to set up

So easy to set up and move money around. Excellent rate. Reviewed on: 14th January 2023

Great app

The app is easy to use and transfers are quick and simple. The interest rate is good and I like the fact you can set up different pots/set withdrawal dates if you want to keep the money safe for a certain amount of time. Reviewed on: 14th January 2023

Really easy

Straight forward and I know I am getting the best rates without constantly having to change provider Reviewed on: 14th January 2023

Consistently good savings interest rates

Very good interest rates and easy to use app-based savings product. Can gain a higher interest rate by choosing a longer notice period for withdrawing money. Can move money easily using the app. Reviewed on: 14th January 2023

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