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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Good service

Very easy and quick to use excellent service Reviewed on: 14th January 2023

Unrivaled

I wanted a credit card with transparency. That's exactly what I got with Zopa. The interest rates and accessibility to your money means Zopa tick all the boxes. I regularly tell my friends and colleagues to get on board. Reviewed on: 14th January 2023

My Zopa extra saver account

easy to set up with competitive rates of interest Reviewed on: 14th January 2023

Best bank

Easiest and best bank to use, great for saving and sorting money Reviewed on: 14th January 2023

Incredibly easy Savings

Zopa shines with an incredibly easy to use App, friendly marketing and generous saving rates. Reviewed on: 14th January 2023

Amazing

I love that you have to request the money 95 days prior, which I don’t see any point in that so it’s a great way to save! Reviewed on: 14th January 2023

Zopa the future

Easy to set up linking to an existing account. Good rates of interest and not bombarded with e mails. Reviewed on: 14th January 2023

Really good saver

Friendly customer service and really good rates Reviewed on: 14th January 2023

Excellent, easy to use saver account with great rates

Couldn’t rate Zopa high enough. From initial set up of the smart saver account, an excellent app which makes it so easy to use and of course excellent rates. Reviewed on: 14th January 2023

The internet banking site that has it all

The Zopa account I have is a credit card and internet savings all in one. What attracted me was the savings and the ever increasing interest on the account. I'm not neive and I know interest rates can go down as well as up, but this accounts growth is really attractive. Not only that you can name "pots" for your savings and of course the type of account, whether it be instant access or 90 day ( the later obviously paying a higher rate of interest). All the accounts are available off an app on your phone and the nice thing is, is all the transfers are virtually instant. Zopa have nailed the internet banking with this app and I have no qualms in telling others about this. Reviewed on: 14th January 2023

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