Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellence Simplicity Value

The account was very easy to set up and the app is very intuitive to use. The interest rates on offer are very competent and the facility to move funds into different ‘boost pots’ is very innovative. Reviewed on: 13th January 2023

Excellent & flexible savings with competative intrest

Really like thier flexible savings pots, keeps your cash safe & as accessible as you chose, with competative intrest Reviewed on: 13th January 2023

Super flexible and chasing the interest rates

Easy to set up and then use the smart boosting options, where you can regularly increase your interest according to your required notice period. More importantly, raises the interest rate promptly after the BoE does so that you don’t need to look elsewhere for a better deal. Reviewed on: 13th January 2023

Simple and Fast

My bank offered less than 1% for its easy access saver account. Zopa offered a far superior rate for instant access. Simples Reviewed on: 13th January 2023

Easy transparent

Great way of having access and saving. Great app and ease Reviewed on: 13th January 2023

Innovative and easy to use

What a brilliant and easy to use savings system. Reviewed on: 13th January 2023

Great savings products

Smart saver is a genuinely excellent product. Giving you the option of boosted pots if you're happy to have a notice options. Plus interest rates are very competitive. Reviewed on: 13th January 2023

Competitive savings rates

Very happy with the interest rates on offer in their easy access savings account. I think the service on the app is also good. Reviewed on: 13th January 2023

Great rate; great service!

So pleased I heard about Zopa! Great rate on my savings, opportunity to boost my rate by locking some money away; very easy to use app. They are playing a big part in moving the industry into the 21st century, leaving the high street banks in their wake, in my opinion. Long May it continue! Reviewed on: 13th January 2023

Excellent

So easy to set up and brilliant customer service Reviewed on: 13th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Savings
from Metro Bank 4.80 from 484 reviews
Fixed term savings
from thisbank 4.58 from 203 reviews
Instant Access Account
from Principality Building Society 4.21 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub