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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple and Fast

My bank offered less than 1% for its easy access saver account. Zopa offered a far superior rate for instant access. Simples Reviewed on: 13th January 2023

Easy transparent

Great way of having access and saving. Great app and ease Reviewed on: 13th January 2023

Innovative and easy to use

What a brilliant and easy to use savings system. Reviewed on: 13th January 2023

Great savings products

Smart saver is a genuinely excellent product. Giving you the option of boosted pots if you're happy to have a notice options. Plus interest rates are very competitive. Reviewed on: 13th January 2023

Competitive savings rates

Very happy with the interest rates on offer in their easy access savings account. I think the service on the app is also good. Reviewed on: 13th January 2023

Great rate; great service!

So pleased I heard about Zopa! Great rate on my savings, opportunity to boost my rate by locking some money away; very easy to use app. They are playing a big part in moving the industry into the 21st century, leaving the high street banks in their wake, in my opinion. Long May it continue! Reviewed on: 13th January 2023

Excellent

So easy to set up and brilliant customer service Reviewed on: 13th January 2023

On my side

They’ve put savings in the control of the customer. I can save my money how I want to. Reviewed on: 13th January 2023

Excellent rate

Great savings account like that you can easily boost your rate Reviewed on: 13th January 2023

User friendly

I find the app very easy to use and the interest rates are one of the best out there. Highly recommended. Reviewed on: 13th January 2023

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