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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent way to save

I have chosen the 31 day notice account, best decision I've made in a while, money goes in and I don't think about it, I also see my monthly interest. Reviewed on: 12th January 2023

Great easy savings

Easy to setup and easy to transfer along with multiple options for notice savers. Reviewed on: 12th January 2023

Great interest rate

I've found the Zopa app really easy to use and love the great interest rate I get on my savings. Reviewed on: 12th January 2023

Straightforward experience

Had been nervous of an online only bank I'd not heard of but has been very straightforward at every stage. The only thing to be aware of is that payments in can only be made from the linked account. Reviewed on: 12th January 2023

Love it and recommended

I think this is a great savings app, really good rates, easy to pay in and out and move your funds within the Smart Saver. I've recommended to others as I think it is so good. Reviewed on: 12th January 2023

Easy use product

Easy to save with good rates. I like using the different pots to save. Reviewed on: 12th January 2023

A* Savings Account

Perfect savings account. App is very easy to use and comprehend! Registered easily, safely and promptly. Fair saving interest rates, especially compared to my bank! So far, I highly recommend Zopa. Reviewed on: 12th January 2023

Good

Zopa is very helpful for saving - would recommend Reviewed on: 12th January 2023

Fyucher

I’m first time saving money on app and I’m happy with zopa Reviewed on: 12th January 2023

Easy, clear saving options

Incredibly clear and easy to use savings account Reviewed on: 12th January 2023

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