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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

The best

Zopa is very esy and very nice to saver I like a lot Reviewed on: 12th January 2023

Easy to set up

Was recommended by a friend Very easy to use would recommend to other users. Thank you Reviewed on: 12th January 2023

Great Savings Account

Good interest rate and flexibility to withdraw at any time. Reviewed on: 12th January 2023

Savings pots

Very user friendly, very easy to manage. Excellent interest rates which have increased accordingly with changes to base rates. I enjoy being able to split savings into many different pots. Reviewed on: 12th January 2023

Safe and efficient

Enjoy using the app for my savings. Deposits show immediately and withdrawals are timely. Reviewed on: 12th January 2023

Super Savings

Great way to Save 3 interest rate bands depending on how quickly you need to withdraw your money and you can use the three bands to get the best return on your money Reviewed on: 12th January 2023

Quick and Easy with great interest rates

I opened a Zopa account to put away extra savings every month on-top of my other ISAs and savings accounts. Apart from the interest rate being ultra-competitive, the simplicity and convenience of a banking app is great and allows for flexibility moving savings around. Reviewed on: 12th January 2023

Perfect account

Easy to set up, easy to separate funds in to various pots, simple app, and good savings rates. What's not to like. Brilliant. Reviewed on: 12th January 2023

Great interest rates

Easy to manage and reliable. Easy to add and withdraw money and withdrawals are instant. Great to have options to move money into pots with varying interest rates. Reviewed on: 12th January 2023

Zopa easy access

Very competitive rates. Responds swiftly to market rates Easy to manage online through app Reviewed on: 12th January 2023

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