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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Perfect account

Easy to set up, easy to separate funds in to various pots, simple app, and good savings rates. What's not to like. Brilliant. Reviewed on: 12th January 2023

Great interest rates

Easy to manage and reliable. Easy to add and withdraw money and withdrawals are instant. Great to have options to move money into pots with varying interest rates. Reviewed on: 12th January 2023

Zopa easy access

Very competitive rates. Responds swiftly to market rates Easy to manage online through app Reviewed on: 12th January 2023

Best rate, easy app.

Happy with Zopa savings.rate is good and app is easy to use. Thanks Reviewed on: 12th January 2023

Excellent product

Zopa have a range of products to suit all, simple to understand, competitive rates, very quick and efficient to set up and maintain. The app is very efficient and quick and simple to use. The smart saver is a no fuss what to save, with instant access and longer term saving goals, highly recommend. Reviewed on: 12th January 2023

Great rates

Opening an account is easy with Zopa and app is brilliant Reviewed on: 12th January 2023

Saving made simple

I love the multi pot choice thats rewarded with different levels of interest. This has made a huge difference to me learning to help me save. Its simple, intuitive and transforming my own financial awareness. Reviewed on: 12th January 2023

Saving made easy

Very easy to set up and navigate around the app , great to be able to set up separate savings pots , very easy to transfer money in and out. Reviewed on: 12th January 2023

Great product

Good product and easy to use, very pleased would recommend Reviewed on: 12th January 2023

Excellent Interest rates, great app!

Zopa combines great tiered interest rates with an easy, and Intuitive, app. Deposits, and withdrawals, are hassle free inspiring confidence and a will to save. Reviewed on: 12th January 2023

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