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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Excellent

Easy to use app and competitive interest rates. Reviewed on: 12th January 2023

Great

When the Bank rate goes up so does the interest rate as well within a few days Reviewed on: 12th January 2023

Highest interest rates and easy access

Highest interest rates around. Boosted pots are a really good feature Reviewed on: 12th January 2023

Such an easy App

So vey easy to use this app- no complicated around the houses tapping. Reviewed on: 12th January 2023

Great rate, next gen online banking

Zopa offers a great basic rate and the app gives understandable, simple options of ‘boosting’ this rate for less flexibility. Great functionality Reviewed on: 12th January 2023

Smart Saver Account

Zopa are excellent at raising interest rates on their products as soon as base rates go up Reviewed on: 12th January 2023

Obvious choice

Why wouldn’t you choose Zopa for your savings, they’re FSCS protected and it’s the highest interest with unlimited withdrawals. Great app that’s easy to use and setup. I had it done in my morning break time, setup and ready to save. I’m happy! Reviewed on: 12th January 2023

Best rates for easy access saving and short notice

Best rates for easy access saving and short notice. App is user friendly, good communication during the various operations. Reviewed on: 12th January 2023

Amazing Savings Account

I was looking for an account with instant access and the ability to tie up my savings. Zopa fits the bill with excellent interest rates. Really user friendly too. Reviewed on: 12th January 2023

Automatic savings rate increase

Nothing but outstanding! They check for latest interest rates on my savings account and increase it without me needing to do anything! I have never seen other banks doing that, absolutely outstanding! Reviewed on: 12th January 2023

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