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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Flexible Way To Save

Very easy to set up savings pots and very flexible. Good rates of interest and options for locking away for a longer period of time and very easy to add / withdraw funds Reviewed on: 12th January 2023

Easy to open , fund, and amazing rates

Not much to say other than the title, it super easy to open, to add money and very intuitive to use. I’m recommending my missus to open one too Reviewed on: 12th January 2023

Savings

My savings account is excellent easy to access Reviewed on: 12th January 2023

Perfect Place to Save!

Great, app based account. No hassle, no nonsense, highly recommended. Reviewed on: 12th January 2023

Zopa smart saver

Good interest rates from zopa the best online bank Reviewed on: 12th January 2023

Easy to operate with a few clicks

I like Zopa for the fact that they make transfer between accounts very easy, everything is only a few clicks away Reviewed on: 12th January 2023

Christmas gift to me

I was recommended Zopa by family members who used them on Christmas Day. My money was sitting in the Bank for months after selling my house. I didn’t realise you can earn interest these days ! It was easy to set up with my family’s help (I’m 63 Reviewed on: 12th January 2023

Best savings

Easiest and best interest rate for online banking. Reviewed on: 12th January 2023

One stop versatile saving pot

The best way for organising your savings in one App. Reviewed on: 12th January 2023

Efficient, effective and good value.

It's been said above. I repeat, it's been said above. Reviewed on: 12th January 2023

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