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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8146 reviews)

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4.93

Based on 8,146 reviews, last reviewed 7th May 2026

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8146)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use & best interest

The app is really straightforward to use and the interest rate beats all other easy access plus you can easily put some savings in a notice pot for even more interest. Brilliant! Reviewed on: 11th January 2023

Great savings rates with a high degree of flexibility

The savings product and app service is very good. I like that the savings rates go up relatively quickly whenever base rates rose Reviewed on: 11th January 2023

Super easy with great savings rates.

The easiest savings account I’ve ever opened, the online app is clear and straightforward. Rates are great and I feel safe saving with Zopa. . Reviewed on: 11th January 2023

Easy and good

Really good east account to use Reviewed on: 11th January 2023

No brainer

Zopa helped me make the most out of my money. Reviewed on: 11th January 2023

Super smart saver

Smart saver is an excellent way to save your money. You can create different pots to save for specific projects and move money easily between the pots. Competitive interest rates make smart saver a winner! Reviewed on: 11th January 2023

Just the type of provider you need.

Works extremely well. They always ensure their interest rates are kept competitive. Usually the first to increase! Reviewed on: 11th January 2023

Very happy with the smart saver account

Quick and easy to set up. Money can be transferred instantly. Very happy so far. Reviewed on: 11th January 2023

Amazing, ease to use app.

Opened Zopa account Easy Competitive Straight forward. Reviewed on: 11th January 2023

So easy to open

Really great rates and a super easy website to use, love the Pots to save and its fun. Reviewed on: 11th January 2023

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