Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to setup and a great rate of saving

Really say way to move your savings to pots depending on how easy you need to access the money. Reviewed on: 11th January 2023

Great way to save easily

Great rates, great app, easy to use and pay in/pay out. Can’t fault. Much much better than my Bank saving rates. Reviewed on: 11th January 2023

Brilliant

Got credit card through Zopa, app is amazingly easy and savings is absolutely fab. Always had a higher rate than most saver accounts. Hope they keep it going! Reviewed on: 11th January 2023

Fantastic Savings Account

Offering an amazing Savings rate, Thanks x Reviewed on: 11th January 2023

Best on-line bank

So simple to open , rate rates and great customer service Reviewed on: 11th January 2023

Top of the recs from Martin (ML)

Really great for a few months between home sale and buying. Much better than leaving in current account!. Can leave money long or short term at better interest rates than most of the savings accounts around right now. No hassle and straightforward. You can choose to leave your money where you can get it at any time, or choose different, even higher rate accounts, as it suits you. That's Reviewed on: 11th January 2023

Great interest rates & so easy to use the app

The account was super easy to open via the app, the interest options great, I wouldn't hesitate to recommend. Reviewed on: 11th January 2023

Good company

Good company with a very good interest rate Reviewed on: 11th January 2023

Intuitive and easy to use app

MSE recommended zopa last year as offering one of the best interest rates. It was the work of a few minutes to setup zopa account and transfer from my existing account. Reviewed on: 11th January 2023

Such a great easy to use product

It's very easy to use and move money around. Another plus is they constantly increase the rates when the can without you needing to be proactive yourself. My only ask would be an information field on money in/transferring so I can name what is what and needs to gonij each pot. But it's brilliant even without that Reviewed on: 11th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Chorley Building Society 4.82 from 1671 reviews
Regular Saver Account
from first direct 4.77 from 149 reviews
Savings
from No1 CopperPot Credit Union 4.17 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub