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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to manage

This account is easy to manage and Zopa are quick to increase there interest rates Reviewed on: 11th January 2023

Easy

Easy, simple, quick and does what it says!! Reviewed on: 11th January 2023

A Great Percentage

Delighted to getting a much better percentage on my savings now having moved my money to Zopa from a near zero bank rate for a very long time. Reviewed on: 11th January 2023

Excellent

Easy to set up and operate, very good customer service Reviewed on: 11th January 2023

Amazing

Easy to register and reliable. Easy transfer to my smart saver account. Have no issue what so ever. Reviewed on: 11th January 2023

Simple and clear

Support is available if you need help and it’s easy to see the different accounts Reviewed on: 11th January 2023

Fantastic App

Easy to use app, great interest rate and pots for savings. Love it! Reviewed on: 11th January 2023

A fantastic savings idea

I moved from a service that had "pots" but you earned no interest. This combines that flexibility with a great interest rate. I have already had a family member sign up to save. Reviewed on: 11th January 2023

The Future for your savings

Using the search engine Google for online savings. A company called Zopa came to my attention. After reading the information. I applied to open an account. It was very straightforward applying and put all my savings Smart Saver and now have been rewarded better returns than a High Street Bank. Highly Recommend. 5 ••••• for Zopa who look after their Account Holders. Reviewed on: 11th January 2023

Excellent product

Very flexible savings products always paying top market rates Reviewed on: 11th January 2023

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