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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Straight forward value

Easy user interface with keen rates of interest. Simple, customer friendly proposition. As savings should be. Reviewed on: 11th January 2023

Excellent product

This is a great product, I had been looking for a long time for something that can split savings into pots and finally its here with excellent savings rates too! Reviewed on: 11th January 2023

Great and handy service

Very useful and easy to use!! Really love how the app works, easy to navigate through your choices and very informative at the same time! Top notch service Reviewed on: 11th January 2023

Great Service

Simple to set up, easy to manage, completely stress free. Reviewed on: 11th January 2023

Easiest app I have used

This saving solution is so easy to use, quick to set up and simple to boost savings and has great rates too! Love it! Reviewed on: 11th January 2023

Easy, user friendly service

Super simple to manage my savings with the Zopa app. Easy to create new pots of money, and move money between these (as well as in and out of the Zopa app). Competitive interest rates too. Reviewed on: 11th January 2023

Easy access great savings rates

Excellent saving products, could not be easier to choose the best product for your needs, easy sign up and seemless transferof funds, and above all easy monitoring, piece of mind also with the government protection scheme Reviewed on: 11th January 2023

BEST RATES AND SERVICE

Brilliant App only savings accounts with top rates and flexibility Reviewed on: 11th January 2023

Easy user experience with market leading interest rate

Easy to use app which currently pays the best interest rate for an easy access account Reviewed on: 11th January 2023

Great experience

Love the app which makes managing your savings so easy. Great interest rates even for instant access and higher rate pots are a bonus. Reviewed on: 11th January 2023

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